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Are you looking for high-value home insurance?

Whether you live in a historic manor house in the country or a modern city apartment on the top floor of a prominent building, it's important to find the right insurance policy to cover your property and possessions.

Of course, this can be tricky for those with high-value homes, as many standard policies are not suitable for buildings or contents worth more than a certain amount.

This means that owners of elite properties will need to seek out specialised home and contents insurance that has been tailored to their situation.

As experts in providing high-value home insurance, the team at Certis Insurance Brokers can help you find the right cover for your situation.

How to choose a home insurance policy

If you're looking for a high-value home insurance policy, it could be that you need cover for a new risk - perhaps you have just purchased a second home - or maybe your current insurance is about to renew and you're shopping around to find a policy that offers the best value for money.

Whatever your reason, there are a number of things to take into consideration before you decide on a policy. Discussing these factors with a specialist insurance broker can help you to ensure you're getting the best cover for your needs.

For example, you'll want to make sure that all risks at your property are adequately protected, including both the building and the contents.

If you have high-value belongings, such as jewellery, art, antiques or collectibles, special insurance may be necessary.

In addition, many high-value homes may also be non-standard structures and will therefore require a specialist policy.

Be sure to find out what else may be covered by your high-value home insurance policy. For example, the policies provided by Certis can include family annual travel insurance, cover for home office equipment, worldwide cover for money and credit cards and employer's liability for domestic staff. It can also provide financial protection for a student's belongings while away from home.

Why choose cover from Certis?

As insurance brokers since 1966, Certis has extensive experience in providing high-value home insurance, as well as cover for non-standard properties. The knowledge that we have gained over the years enables us to provide reliable advice and assistance to all of our clients.

When you come to us, a private client insurance manager will work with you to ensure we fully understand your requirements and that the cover provided protects against all of the associated risks.

Our prestige home policies are underwritten by some of the UK's top insurance providers and we carefully select the insurers that we work with based on their flexibility, quality of customer care and how easy it is to make a claim.

In addition, at Certis we believe that building long-term relationships with our clients is the best way to provide the most appropriate insurance policy. We will take the time to get to know you and your situation and you can rest assured that we will always work to protect your best interests.

Get high-value home insurance from Certis

If you'd like to find out more about the insurance policies provided by Certis, contact us on 0800 440 2410. A member of our team will be able to discuss your requirements and help you to determine the best way to protect your high-value assets.

You can also request a free online quotation by visiting our website and completing a simple form.
 

Advice for affluent people wanting more for their money

Make sure you get the most out of your money

Having a certain degree of affluence can afford you access to the finer things in life, such as living in a chic neighbourhood, going on luxury holidays and driving high-performance cars, but that doesn't mean you should be frivolous with how you spend your money. Just like everyone else, it's important you make your cash work hard for you.

Brokers vs comparison sites - which is best?

Select insurance policies with care

Although getting insurance is unlikely to be the most exciting thing you ever purchase, it is an essential - and quite often legally-binding - product to have. As such, it's important to get the cover that is right for your needs, something that will take a little time and effort to achieve but ultimately prove worthwhile.

Questions to ask when choosing insurance policies

Take time to assess your insurance options

Whether you've got a new sports car or have just finished refurbishment work on your property, it's vital you have a sufficient level of protection in place for your possessions. Needless to say, not having the right amount of insurance - or even worse, lacking cover altogether - can leave you significantly out of pocket in the event of an accident or becoming a victim of criminal damage.

FAQs when searching for new insurance providers

Ask plenty of questions when seeking cover

Whether you have just made a new purchase that you want to protect or are looking to switch from your current provider in the hopes of getting a better deal elsewhere, it is important that you take the time to search for the insurance company that is right for you.

How to cut the cost of luxury car insurance

Insuring a luxury car needn't cost the earth

If you own a luxury car and have simply resigned yourself to the fact your insurance premiums will go through the roof, think again. Even if you drive an expensive motor, there are still ways for you to reduce the cost of your annual cover.

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