What to consider when buying a motorhome

Monday, 20 February 2012 11:50
Research various motorhomes before buying

Research various motorhomes before buying

There are many things to think about before you splash out on a motorhome, from choosing a vehicle that meets your travelling needs to finding cheap motorhome insurance. Here are some tips about how to make the right purchasing decision.

What sort of motorhome should you buy?

If you have never owned a motorhome before, you may be surprised by the vast array of different models on the market.

There are numerous sizes and styles available, from the micro van, which is on the small side, to the much larger A Class designs, so you will have plenty of options.

One of the best ways to narrow down your choices is to make a list of the reasons why you want a motorhome and think carefully about how many people will be using it at one time. If it's just you and your partner, you might be happy with a smaller model than if you're hoping to take the whole family on holiday, for instance.

Other options include a van-conversion model, which is adapted to provide living quarters, cooking and washing facilities, coachbuilt designs - where the bed is usually above the cab - low-profile vehicles and compact motorhomes.

The latter have been designed to incorporate all the features you would expect from a larger model, while providing additional manoeuvrability.

Whatever type of motorhome you decide to go for, you'll need to check its payload. You'll be given a maximum laden weight for your vehicle in the manufacturer's specifications, as well as the mass in running order (MRO) - which is the empty weight of the van allowing for its standard components.

The difference between these two figures is how much extra weight you can put in the vehicle, so make sure the motorhome you choose will be able to carry all the equipment you want.

New or used?

While it might be nice to buy a brand new motorhome, in reality it's not always practical to go for this option, especially if you have a tight budget.

There are plenty of excellent second-hand vehicles on the market - the trick is in knowing exactly what to look for.

If you do decide to buy a used campervan, it's vital you carry out a thorough internal and external inspection. Look for any signs of damage to the body or windows, as well as checking all the seals. You should also be mindful of damp inside, as this can cause problems both for the motorhome and any possessions you keep in it.

In addition, you need to ensure everything is in working order, from the plumbing and lighting to the cooking facilities and the mechanics.

Whether you are buying new or second-hand, you should always take the vehicle for a test drive, while hiring different motorhomes is a good way for you to gain a better insight into using this kind of accommodation on a break.

Insurance

As with any motor vehicle, you will require insurance in order to take it out on the roads. It is always advisable to request a few quotes before you purchase a motorhome, as this will give you a rough idea of how much you can expect to spend.

Think carefully about the level of cover you will need, such as a policy that will protect you in mainland Europe if you intend to holiday on the continent.

Don't forget, you are likely to have a range of possessions and other equipment in your vehicle, so make sure there is adequate contents cover included in the policy you are considering.

Other running costs

When you own a motorhome, you will quickly discover there are several associated costs - not least the expense of filling it with fuel whenever you want to take a trip.

If you choose a large model, for example, will you have the space at your home to store it, or will you need to pay to keep it elsewhere?

Factor in maintenance expenditure as well - after all, you don't want to plan your holiday only to discover you can't set off because there is a fundamental problem with your van. You'll need an annual MOT to be conducted, while there is other routine maintenance associated with motorhomes that you have to be aware of, such as thoroughly cleaning them inside and out if you are planning to store them for any length of time.

Car insurance quotes
 

 

Comments

Finance articles

  • A guide to share indices

    Entering the stock market can be a challenge when you don't know much about the industry. The key is to invest in the right stock index - here is a guide on share indices from the FTSE 350 to NASDAQ Composite to help you find an index you can be confident will earn you money.

  • How to sensibly manage your payday loan

    If you need to access money quickly, payday loans can be a useful option. Much like their name suggests, these products offer a quick cash boost that is repayable once you receive your next wages. However, as is the case with any other kind of debt, it is important that you manage your borrowing commitments carefully.

  • Keeping on top of credit cards

    Whether you have a traditional credit card or a pre-paid card, these plastic products are always useful to have in your purse or wallet. It may be that you need to pay for urgent repairs to be done to your home or you just need a little extra cash before you get your wages; in either case, credit cards are a great tool to call upon.

  • A guide to selling your property

    Moving up the housing ladder is an exciting prospect; however, before you get too carried away in your search for a new home and using a mortgage calculator to ascertain how much your monthly repayments will change by, you need to give some thought towards selling your current property.

  • New tax year countdown: top tips for switching ISAs

    Offering a tax-free way to save, individual savings accounts (ISAs) can be an efficient way to build up a nest egg - but it's easy to become complacent and stay with the same provider year after year. Read our guide to switching ISAs to make sure you get the best savings interest.

View More Articles

Related stories

Get your motorhome insured

Whether it is used for the odd weekend or for a month's travelling, it is vital that holidaymakers get their motorhomes insured so that they are protected should they be involved in an accident or have them burgled.

Travel insurance top tips ahead of Easter holidays

Ensure you have sufficient and appropriate travel insurance before you go on holiday

If you are going on holiday this Easter make sure you have the right travel insurance. Check out these top tips before you buy.

ISA countdown: How to invest in a self-select ISA

A self-select ISA allows you to manage your own investments

Self-select ISAs allow you to manage your own investments and choose exactly what funds you invest in but you need to assess how often you will trade and how that affects fees.

Why it pays to shop around for car insurance

Why it pays to shop around for car insurance

It can often come as a shock when you have to renew your car insurance, as the costs seem to be rising all the time. A great way to find cover at a reasonable price is to shop around and compare prices - that way, you can be confident you have got the best deal around.

Investment Isas: What is the right balance for your portfolio?

Investment ISAs are one savings option

Myfinances.co.uk guides you through how to invest in an investment ISA. We'll show you what they are, what you should look for and the right balance of assets to have in your stocks and shares ISA.

How to find cheap caravan insurance

As anyone with a caravan or motor home will know, it can be difficult to find the best deal when it comes to insurance.

The biggest mistakes you can make with life insurance

Life insurance can be beneficial to a variety of different people

Life insurance is not just a type of insurance for the main breadwinner who has a family. Life insurance can benefit a variety of people but you need to check the options carefully.

How to manage an interest-only mortgage

Holders of an interest-only mortgage need to consider how they will repay the capital

The FSA says 1.3 million people have an interest-only mortgage that matures by 2020 with no way to repay the capital. We show you how to manage the interest-only mortgage timebomb.

Latest Company Articles

See more Companies Directory articles


Newsletter sign up

Interests

In addition to the weekly newsletter, which areas of finance would you like to hear from us about:

Tick this box if you would like us to send you promotions from carefully selected third parties.

By signing-up you agree to the terms of use and privacy policy.

sign-up button

Get the latest information on: