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Mortgages

Abbey cuts fixed rate mortgages

Thursday, 11 Oct 2007 11:55
Abbey is to cut its five and two-year fixed rate mortgages.

The cuts of up to 0.15 per cent will see the core five-year mortgage from brokers down to 5.85 per cent with a £589 fee and the remortgaging deal down to 5.98 per cent with £589 fee.

The Abbey's two-year deals are now available from 5.72 per cent with £999 fee or 5.59 per cent with £1,499 fee.

Nici Audhlam Gardiner, Abbey head of mortgages, said: "'We know that, as the market rate uncertainty continues, a fixed rate remains the preferred option for the majority of customers.

"Because of that we have further dropped our two and five-year fixed rates accordingly. Our reductions put us in a very competitive position compared to the other big lenders.

"What's more, we know more people are opting for five-year fixes or longer, and what with the government announcing their support for longer term deals, now is a good time to consider fixing for the medium to long term."

The new rates on the Abbey mortgages are as follows:

  • 5 year fix core (via brokers) - 5.85% with £589 fee
  • 5 year fix with remortgage solution (via brokers) - 5.98% with £589 fee
  • 2 year fix core (via brokers) - 5.59% with £1499 fee
  • 2 year fix core (via brokers) - 5.72% with £999 fee
  • 2 year fix core (direct) 5.79% with £675 fee
  • 2 year fix with remortgage solution (direct) - 5.89% with £799 fee
  • 2 year fix with homebuyer solution (direct) - 6.09% with £499 fee

    All mortgages are available at 90 per cent loan-to-value.
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