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Mortgages

Abbey cuts tracker mortgage rates again

Wednesday, 06 Aug 2008 15:46
Abbey is reducing the rates on some of its two and three-year fixed-rate and tracker deals.

The changes will see interest rates on some of the lenders top selling products fall by up to 0.10 per cent.

The news follows a decision by Abbey on Friday to cut the cost of borrowing on two and three-year deals by between 0.10 and 0.15 per cent, responding to a sustained fall in industry Swap rates.

The new cuts mean a two-year tracker at 75 per cent loan-to-value now starts from 5.89 per cent, with a £995 fee.

Two and three-year fixed rate products, both with and without free legal completion and valuation, now start from 6.19 per cent, again with a £995 fee.

"Market movements and our mortgage strength allow us to make these further rate reductions to benefit our customers," explained Abbey's head of mortgages, Phil Cliff.

Finally, Abbey has also introduced a range of low fee mortgage deals for people wanting to borrow £150,000 or less.

These deals start at the same rate as the core deals - 6.19 per cent - but have a lower fee of £549. It is thought the new products will appeal to remortgagers or first-time buyers entering on the first rung of the housing ladder.

Chris O'Toole

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