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Mortgages

Abbey hikes tracker rates

Wednesday, 19 Dec 2007 11:03
Abbey is cutting rates on a range of its fixed-rate mortgages, but its tracker products will undergo a price hike.

As from December 20th the mortgage provider is shaving 0.1 per cent from its most popular fixed-rate deals.

At the same time it plans to add 0.1 per cent to its trackers in a bid to "reflect market movements" and to "maintain its competitive position".

Nici Audhlam Gardiner, head of mortgages at Abbey, said customers looking to fix during the currently uncertain period would benefit from its cut in rates.

She added: "Our long term fixes are looking extremely competitive with ten or 15-year deals starting from as little as 5.64 per cent.

"Our range also has a number of other attractive products, including our recently launched Fix and Flex product which allows people to fix for the first six or 12 months then revert to a flexible mortgage at just 0.49 per cent above the base for the life of the deal."

Among the products benefiting from new rates are the two and three-year fixed rate mortgages with home buyer solutions, which have been cut to 5.89 per cent.

Abbey's five-year fixed-rate deals with remortgage solutions will see rates cut to 5.79 per cent.

In addition, its ten-year fixed-rate mortgages - including the core product, homebuyer and remortgage solutions - will also benefit from the cuts, as will Abbey's 15-year fixed-rate deal.

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