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Mortgages

Chelsea cuts mortgage rates

Wednesday, 09 Jan 2008 15:03
Chelsea Building Society is cutting its fixed-rate mortgage rates by 0.2 percentage points.

Following the interest rate cut from the Bank of England, the building society's deals now include a two-year fixed-rate mortgage at 5.89 per cent and 5.99 per cent – with different fee levels.

Two-year deals available for existing Chelsea borrowers offer rates from 5.74 per cent to 6.49 per cent.

The standard variable rate at Chelsea now stands at 7.49 per cent.

Other Chelsea Mortgages deals include a two-year fixed rate at 5.19 per cent – with fees of 2.5 per cent of the loan, which amount to £3,750 on a loan of £150,000.

The two-year fix at 5.69 per cent has fees of £995.

Chelsea also offers a two-year tracker with 2.5 per cent fees at 0.26 percentage points below the Bank of England base rate and a two-year tracker at 0.44 percentage points over the base rate with a £995 arrangement fee.

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