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Savings and investments companies

NS&I cuts savings rates

Wednesday, 28 Nov 2007 16:53
National Savings and Investments (NS&I) is cutting interest rates on its fixed-rate savings by up to 0.65 per cent from November 28th 2007.

In October, NS&I cut some rates and this reduction follows "significant decreases in the returns on gilt yields", the government agency announced.

The changes will affect: Fixed Interest Savings Certificates, Fixed Rate Savings Bonds, Children's Bonus Bonds, Capital Bonds and Pensioners Guaranteed Income Bonds.

The changes have come about as NS&I prices its fixed-rate products on the return of gilts. Variable rate savings products linked to the Bank of England base rate are not affected.

The pensioners' income bonds now start at 4.35 per cent gross pa, while the fixed-rate bonds start at 4.55 per cent gross pa.

The children's bond now starts at 4.05 per cent gross pa.

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