The historically low interest rate of 0.5 per cent has been a huge boon for homeowners in the last twelve months. But for savers trying to get a decent return on the money they have stowed away it has been a nightmare. Kate Saines looks at the options for savers who are trying to build a nest egg.
We all want broadband, didgital TV and cheaper phone calls but how do we get them and who offeres the best value for money. Myfinances.co.uk's Kate Saines investigates the various 'bundling' packages available.
Research always tells us that Child Trust Funds are popular with parents and that take-up of the scheme is strong. The Conservatives say they will scrap the scheme if they win the election saying they are only necessary for the worst off families. So does the investment scheme work? Myfinances.co.uk's Kate Saines sought the views of a group of parents.
A savings bond is a fixed-term savings account which earns high rates of interest.
Instant access savings accounts provide a place for you to store your money, earn some interest on it and also access this cash whenever you wish.
Savings accounts are bank accounts which pay interest on the money you put in. There are many different kinds of savings accounts on the market. Regular savings accounts are a place for money to be deposited at frequent intervals – usually monthly.
A state pension is a regular sum of money people can claim from the government. It is an entitlement that anyone who has paid National Insurance (NI) contributions throughout their lifetime can access.
The property market has shown signs of stabilising in recent months with prices even beginning to recover to previous levels seen before the credit crunch.
Renovation and home improvement projects are not a sure fire way to boost the value of your property. There are certain things that work well and others can really leave buyers running.
Securing a mortgage is about to become much harder – especially for those seeking self-cert mortgages, first-time buyers and buy-to-let investors.
As fewer houses make it onto the market, the chances of finding that dream home look slim – so why not build one yourself?
Home insurers always drop hints this time of year to check your insurance policy but with the price of gold having jumped by 25% in the last year it might be very good advice as myfinance's Kate Saines discovers.
Did you get caught up in the travel chaos this Christmas at the airports or on the Eurostar? Did you have travel insurance?
Recently a woman from Barnsley was shocked to find an undeclared minor conviction invalidated her home insurance policy after an arson attack.
It seems like a bygone age when, to track down a decent insurance quote, we would set aside a rainy afternoon, wade through the yellow pages and endure a thorough grilling from every insurer in the book.
If you've been struggling to find the best return for your savings might now be the best time to look at an ISA. With the increase in thresholds taking place in the new tax year Kate Saines looks at the options for savers and finds stocks and shares ISAs might offer real rewards.
You have made the tough decision to go bankrupt and have started the process. What next?
October sees the ISA limit for the over 50s increase to £10,200. But are providers and savers ready?
With the Copenhagen Summit on climate change just around the corner attention is focusing on the green industry as never before. So what does green mean for investors and is they can profit from it?
Ethical investment was riding high on a wave of good will before the financial crisis really took hold.
How are your finances coping with the recession? The UK may start 2010 looking at recovery but the many effects of the downturn are still to be felt.
With recent research showing "pre-retirees" are financially worse of than those already retired and confusion over what annuities are, Kate Saines investigates this complex financial product to explain why we all need to think about them more carefully.
Last month Scottish Widows' annual pensions research found that fewer women than men are saviing adequately for retirement.
Savers are not getting the best value out of their workplace pension schemes because they are not getting enough information, according to the Pensions Regulator.
It's tempting to try to apply for an unsecured loan if your debts are beginning to stack up. But lenders have become increasingly reluctant to offer this kind of credit, and as a myfinances.co.uk investigation has discovered, searching the internet for a specialist unsecured loan broker might mean jumping out of the frying pan and into the fire.
Research recently revealed that couples are both marrying and starting a family later in life becuase of financial concerns. But how much does starting a family really cost and should you be worried?
This month the Insolvency Service released a very grim set of figures showing the number of people becoming insolvent had rocketed by a worrying 25% in the last year Kate Saines looks at what you should do if you're worried about your debts.
The affordability of housing in the UK has reached the highest level since 2003, according to a new report.
ISA contributions for 2009-10 are 66 per cent higher than they were at the same point a year ago, according to a new report.
Losses to credit and debit fraud fell by over a quarter last year, the first decline since 2006.
The coldest winter for 30 years has seen home owners fall deeper into debt with energy suppliers, with the total owed now topping £728 million, according to new research.
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