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Petrol price hikes lead drivers 'running on empty'

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Private medical insurance

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Private Health Insurance

Private health insurance, or medical insurance, is a financial product that - in return for a regular payment - pays out for private medical expenses or treatments up to a certain amount.

Medical, or private health insurance can cover a wide variety of conditions and treatments, from emergency operations to hydrotherapy, depending on the policy.

As a rule travel insurance includes some private medical cover, in case the policyholder is injured or falls ill overseas.

Adopting a healthy lifestyle can secure heavy discounts on medical, or private health insurance. Most insurance will not cover pre-existing conditions, and most private medical insurance policies require applicants to undergo a medical before signing up.

7.1m Brits now covered by private medical insurance
Over seven million people in the UK now have private medical insurance (PMI). More...

Long-term care costs to double
The cost of long-term care is expected to double over the next 20 years, Brits are warned, as one in five people over 85 will need help. More...

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