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Travel Insurance: What does it cover?
Reasons to have travel insurance
How to buy travel insurance
Travel insurance provides monetary cover for holidaymakers and other travellers so, if something goes wrong while overseas, they do not lose out financially.
Travel insurance cover levels vary greatly, but generally include medical bills, lost baggage, and delayed or cancelled flights.
Travel insurance can be purchased from an insurance company, but also sometimes comes with a packaged holiday, credit cards and current accounts.
Special travel insurance policies are typically needed for 'more dangerous' activities such as skiing or horse riding, as these activities are often not covered by standard policies.
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Skiers urged to take insurance to slopes
Skiers with no travel insurance could face huge bills in the event of an accident on the slopes, an insurer has warned.
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Check travel insurance for terrorism
Most travel insurance policies will now provide cover in the event of a terrorist attack but around 40 per cent still treat terrorism as an exclusion.
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