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Flexible mortgages
A flexible mortgage is a loan secured against a property with more freedom in payment schedules than a standard mortgage.
It typically allows people to take payment holidays when money is tight and also to overpay in good times, without incurring charges, making it ideal for people with variable incomes.
In exchange for this flexibility the interest charged on a flexible mortgage is slightly higher than on a standard loan.
A flexible mortgage can also allow a borrower to make smaller payments and to take out more money on their mortgage or drawback previous overpayments.
Flexible remortgages
Get a flexible remortgage quote.
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Related articles
Northern Rock standard variable rate: Highest on market
Government-owned Northern Rock has failed to pass on the full 0.5 per cent interest rate cut last week – giving it one of the highest standard variable rates (SVRs) on the market.
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Mortgage lenders: Bailout pledge to return to 2007 lending impossible
UK mortgage lenders have warned conditions of the government's £37 billion bailout are not tenable.
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Alliance & Leicester cuts fixed-rate mortgage rates
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