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APR
The Annual Percentage Rate is the true cost of borrowing.
While mortgages may offer lower fixed rate introductory periods and fees, the APR takes these into account so you can compare products across the market.
A lender should always tell you the APR before you sign up to a loan.
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Related articles
Bank of England cuts interest rates to historic low
The Bank of England today cut interest rates by 0.5 per cent to the lowest level in the 315-year history of the central bank.
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Nationwide, HSBC and Lloyds TSB SVRs cut
Mortgage lenders have started to respond to the interest rate cut from the Bank of England.
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Mortgage offers ...
Alliance & Leicester: New mortgages rates at 3.49%
Britannia: Cut price fixed-rate mortgages
Lloyds TSB and C&G make rate cut vow
Mortgage Works: 3.49% buy-to-let deal
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