What Unusual Items Do People List On Their Contents Insurance? Confused.com Find Out
When listing the contents of a property on a home insurance policy, it's not a bad idea to specify valuable items individually. Items which cost around £1,000 and over are best listed because they may not be covered by standards contents policies. So one would expect to find possessions such as plasma TVs, laptops, plush sofas and jewellery frequently on itemised applications. But what about less typical items? What unusual items have people listed on their contents insurance in the last year? Let's find out!
There are plenty of things which, though ordinary to some, are intriguing to others. It is uncontroversial to say that not everyone will list 'Ann Summers demonstration kit' on their policy. Not everybody owns a crocodile skull. Nor will every household feature an original Rolf Harris painting. Incidentally, Rolf Harris paintings have been listed for as much as £55,000 - enough to keep him in didgeridoos and wobble-boards for years to come.
Somebody has listed 'Painting of Boots' in the High Risk Item - Picture category, for £2,500. Unfortunately they have neglected to mention which branch. If only they had been as specific as the applicant who - upon being asked to describe their item - wrote "It's a picture!"
'John Farnham' has also been listed in this category; although it is unclear whether the person seeking insurance meant they had a picture of John Farnham, by John Farnham, or actually owned John Farnham himself. Oh, and since you ask - £4,500.
On their home insurance application, somebody has listed their 'work uniform' for a whopping five grand, which begs the question - what do they do for a living? Are they a deep-sea diver? Or possibly Robocop? Maybe they use a jet-pack for work?
The High Risk Item - Fur category seems to be an unofficial safety net for those seeking insurance who don't rightly know which category certain items belong in. For example, it is fair to suppose that nobody really has a furry desk, a furry grandfather clock, a furry oil painting or a furry barracuda. Although it probably can't be entirely ruled-out.
Other oddities:
- Somebody somewhere owns a £10,000 collection of meteorites.
- Someone has also applied to insure their 'lace bobbins' for £3,000 - which is a lot of bobbins!
- An applicant with a bad case of Saturday Night Fever has listed a 'Disco Dancing costume' for £1,200.
- Somebody has put a very impressive £4,500 Scalextric collection on their home insurance.
- Listed in the High Risk Item - Fur category is a £1,500 'mint & ocelot'. Really? Mint?
- Another intriguing item is a 'a James Bond cheque from a film', listed for £8,000, which really poses more questions than it answers. Was the cheque written by James Bond? Or to him? And in what film? Is the applicant in fact Roger Moore, who decided that it would be more foppish to keep it than cash it? We may never know.
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