Britain fronts to save on car insurance
One in three people think fronting on their car insurance policy is legal.
Furthermore a fifth of people would consider front to save money, according to a poll from moneysupermarket.com.
Fronting occurs when the main driver of a car falsely tells the insurance company that someone else is the driver.
It often occurs when a parent puts their name on an insurance policy for the benefit of the child - so cutting the insurance premiums substantially, especially as an 18-year-old getting started behind the wheel can cost as much as £2,600 to insure.
If caught the insurance company can charge the correct insurance premium as a lump sum or just cancel the policy.
An insurer cancelling a policy does have implications as it makes it harder or more expensive to find an insurance policy elsewhere, with some insurers refusing to insure those with cancelled polices.
Insurers can also refuse to pay-out for any claims or can settle a third-party claim and recover the cost from the parent if caught out.
Furthermore, if the insurer declines a claim, the young driver could be seen to be driving without insurance - leading to high fines and six penalty points, an automatic ban for new drivers.
Steve Sweeney, head of motor insurance at moneysupermarket, said: "Fronting is illegal and will be classified as fraud by an insurer.
"Those considering lying to their insurer to save money are playing a very risky game. It may save you some money but if caught, your insurance will be invalidated and a younger driver could face court, charged with driving without insurance."
He added having your own insurance policy will allow young drivers to build up their own no claims discount.
"I would urge anyone thinking about fronting on their motor insurance policy to think twice as it really isn't worth the risk," he concluded.
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