Check home insurance cover before going on holiday, experts warn

Wednesday, 03 August 2011 01:43

Homeowners planning to go on an extended trip this summer should check the small print on their insurance deal to ensure their property is protected.

According to moneysupermarket.com, some policies become invalid if a home is left unoccupied for 30 days, which could mean Britons flying off for long trips may not have cover.

It will also affect the half a million people in the country who choose to live abroad for part of the year, as well as those who intend to go on a gap year, the price comparison site suggested.

Peter Harrison, insurance spokesperson at moneysupermarket.com, warned holidaymakers not to assume that their home will be covered for the whole time they are away, as many providers can be "very strict".

"If you are going to be jetting off for an extended period, informing your insurer that your home will be unoccupied is essential. Providers are likely to increase your monthly premiums on a case by case basis for the duration of the trip so speaking to your insurer early is vital to avoid unexpected costs."

Use the Myfinances.co.uk comparison tables to find the best deal on home insurance
 

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