Breakdown cover

As the title suggests, car breakdown cover is a policy which allows drivers to access emergency repairs or recovery if their vehicle breaks down away from home.

Unlike car insurance it is not compulsory by law but it works in a similar way with the driver paying a premium which entitles them to varying types of service should their vehicle break down on the road.

So, if you run into trouble, you simply call a number and either a trained operator will come out and mend your car or you will be towed to the nearest garage.

There are three types of schemes:

Roadside Rescue - provides repairs to a car at the roadside or will tow you to the nearest garage. You will need to pay for the parts.

Roadside Rescue and Home Rescue - provides all the above even if your car breaks down at your home.

Roadside Rescue and Recovery Plus - all the benefits of roadside and home rescue plus the extra bonus of a hire car, transport costs so you can complete your journey or accommodation in a hotel.

	Sainsbury’s offers breakdown cover with car insurance Motorists who sign up to Sainsbury’s car insurance by April 9 could get a package of rewards and benefits worth up to £293, the supermarket bank has announced.
	Co-operative offers flexible breakdown cover A new breakdown insurance product from The Co-operative is aimed at giving drivers flexibility over their level of cover.
	Esure: Breakdown cover is safe option Esure is reminding drivers its breakdown cover can be added to a car insurance policy for as little a £36.75.
	Churchill Car Insurance: Free breakdown cover Churchill is giving away free breakdown cover to customers buying car insurance until the end September.
	Sainsbury's offers new car insurance customers breakdown assistance Customers taking out new car insurance policies with Sainsbury's will be able to benefit from free breakdown cover as part of a special offer.