Breakdown cover

As the title suggests, car breakdown cover is a policy which allows drivers to access emergency repairs or recovery if their vehicle breaks down away from home.

Unlike car insurance it is not compulsory by law but it works in a similar way with the driver paying a premium which entitles them to varying types of service should their vehicle break down on the road.

So, if you run into trouble, you simply call a number and either a trained operator will come out and mend your car or you will be towed to the nearest garage.

There are three types of schemes:

Roadside Rescue - provides repairs to a car at the roadside or will tow you to the nearest garage. You will need to pay for the parts.

Roadside Rescue and Home Rescue - provides all the above even if your car breaks down at your home.

Roadside Rescue and Recovery Plus - all the benefits of roadside and home rescue plus the extra bonus of a hire car, transport costs so you can complete your journey or accommodation in a hotel.
 

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