Dental insurance
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Dental insurance covers all or part of the costs of routine and emergency dental treatment with a private or NHS dentist.
As finding low cost NHS dentists becomes harder, more and more people are turning towards private dentists to give their teeth the dental care they deserve. The cost of visiting the dentist has risen sharply, having dental insurance can help policyholders afford treatment for their teeth.
Premiums are based on age but unlike many types of medical insurance a check-up is not normally required befire you are allowed to take out dental insurance.
However, many dental insurance policies have a maximum payout for any 12-month period that can be as low as £250, and can cover as little as 75 per cent of claims. Common exclusions from dental insurance policies include cosmetic work and orthodontic treatment.
A helpucover Health Choices Plan helps you and your family manage the costs of everyday routine health care, and offers you the choice of whether you use the NHS or choose to have private treatment. We can help towards the cost of maintaining your everyday health with a range of cash benefits:
. Up to £170 cash towards dental and optical bills
. Up to £200 towards complementary treatments such as physiotherapy or acupuncture
. Hospital Care benefit up to £840 per year
HSA offers a wide range of easy-to-understand dental insurance policies, starting from as little as £7.70 per month with your first month FREE! For a free quote and fast cover visit www.HSA.co.uk today!
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