Home insurance

Home insurance can mean building insurance, contents insurance or both. Building insurance is often taken out with a mortgage to cover the cost of rebuilding your home should the worst happen. It generally covers you for damage to your home caused by fire, bad weather, natural disasters, damage caused by burglary or attempted burglary, man-made disasters like riots, explosions, vandalism. Coverage will differ between home insurers so it is important to check your policy documents.

Contents insurance usually covers all the contents in your home against theft or attempted theft, fire, water damage, storms or floods, smoke, lightning and malicious damage. Contents refers to all the things in your home that if you were to move, you’d take with you, including furniture, electrical equipment, clothes and bikes etc, everything that isn’t a permanent and fixed fitting.

	Home insurance warning as winter weather approaches Last year millions of homes suffered damage to roofs or burst or frozen pipes. As the Met Office issues its first level-3 weather warning it pays to make some checks.
	Churchill Insurance launch 50% discount on home insurance Churchill Insurance are offering a 50 per cent discount on home insurance for new customers with five years no claims discount up to 31st March 2012.
	Aviva offers discounts for home and car insurance Aviva is offering a series of discounts for people who take out a car or home insurance policy with the provider.
	M&S Money offers discounts on home and pet insurance Anyone ready to renew their home or pet insurance could be considering a move to M&S Money, after it announced special offers on this kind of cover.
	Storms cause massive increase in home insurance claims The insurer Swiftcover reported a 250 per cent increase in home insurance claims as a result of the storms that battered the UK yesterday.