Home insurance

Home insurance can mean building insurance, contents insurance or both. Building insurance is often taken out with a mortgage to cover the cost of rebuilding your home should the worst happen. It generally covers you for damage to your home caused by fire, bad weather, natural disasters, damage caused by burglary or attempted burglary, man-made disasters like riots, explosions, vandalism. Coverage will differ between home insurers so it is important to check your policy documents.

Contents insurance usually covers all the contents in your home against theft or attempted theft, fire, water damage, storms or floods, smoke, lightning and malicious damage. Contents refers to all the things in your home that if you were to move, you’d take with you, including furniture, electrical equipment, clothes and bikes etc, everything that isn’t a permanent and fixed fitting.

	More than 4m Brits consider fraudulent home insurance claims One in 10 cash-strapped Brits – some 4.3 million people – would consider making a false home insurance claim, latest research reveals.
	Win £1,000 with a home insurance quote through Confused.com Confused.com is offering four prizes of £1,000 to householders who get a home insurance quote through the comparison site during March.
	Sainsbury’s unveils new home insurance deals for shoppers Sainsbury’s has launched two home insurance packages aimed at helping consumers to not only save on their premiums, but also on their shopping and petrol.
	Home insurance warning as winter weather approaches Last year millions of homes suffered damage to roofs or burst or frozen pipes. As the Met Office issues its first level-3 weather warning it pays to make some checks.
	Churchill Insurance launch 50% discount on home insurance Churchill Insurance are offering a 50 per cent discount on home insurance for new customers with five years no claims discount up to 31st March 2012.