Landlords insurance

If you are a landlord you need to get buildings insurance for your property. Unless you live in the property as well you don’t need to buy contents insurance.

Most types of landlord insurance are designed to protect the landlord from tenants defaulting on paying their rent. This is particularly important if you are a buy-to-let landlord as it is likely that you will be relying on the rental income to repay the mortgage you have on the property.

Landlords should consider taking out rental guarantee insurance and a product that provides cover for legal expenses.

	A guide to insurance for buy-to-let landlords Tenant rentals of landlord's buy-to-let property is becoming increasingly common and this trend is likely to continue. This means having the right insurance as a landlord is vital. Kate Saines explains the options.
	Landlords urged to check insurance As over a third of Brits are considering taking a lodger to help pay the bills, potential landlords are urged to update their insurance or risk losing it.
	Top tips for buy-to-let landlords The buy-to-let market is booming as the inability of first-time buyers to get on the property ladder adds to the demand for rental property. We focus on what landlords need to remember.
	Landlords opt for rent rises as tenant demand grows Tenant demand has continued to grow in recent months, with many landlords opting for rent rises as the supply of residential property dries up.
	Paragon launches fixed-rate deals for landlords Professional landlords are the focus of a new range of products released by Paragon Mortgages.