Landlords insurance

If you are a landlord you need to get buildings insurance for your property. Unless you live in the property as well you don’t need to buy contents insurance.

Most types of landlord insurance are designed to protect the landlord from tenants defaulting on paying their rent. This is particularly important if you are a buy-to-let landlord as it is likely that you will be relying on the rental income to repay the mortgage you have on the property.

Landlords should consider taking out rental guarantee insurance and a product that provides cover for legal expenses.

	A guide to insurance for buy-to-let landlords Tenant rentals of landlord's buy-to-let property is becoming increasingly common and this trend is likely to continue. This means having the right insurance as a landlord is vital. Kate Saines explains the options.
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	Rightmove: Rents to fall in 2013 but landlords will still invest Rightmove reports that rental yields will slow in 2013 but landlords will continue to invest as tenants continue to be trapped in the rental market.
	Student lets: A guide for landlords Ahead of the new university year, thousands of landlords are getting set to welcome new students into their properties. We host a Web TV show which goes through the issues facing landlords.
	A guide to pet insurance Our friends at LV= have produced a comprehensive guide to all you need to know about pet insurance.