Subsidence insurance

Subsidence building insurance is a somewhat specialist insurance product that many insurers don't offer, so finding cheap subsidence cover can take time and effort.

Just about anything can have an adverse affect on the ground beneath your house which could result in subsidence. Many of these incidents are out of your control like extreme weather, water abstraction or simply the removal of a neighbouring tree.

Of course, some properties are at greater risk of subsidence than others with typical signs of subsidence being cracks, lumps and ripples appearing in the walls and wallpaper as well as doors and windows starting to get stuck.

Standard UK buildings insurance polices may refuse to consider homes at risk of subsidence or will commonly charge high premiums.

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