Subsidence insurance

Subsidence building insurance is a somewhat specialist insurance product that many insurers don't offer, so finding cheap subsidence cover can take time and effort.

Just about anything can have an adverse affect on the ground beneath your house which could result in subsidence. Many of these incidents are out of your control like extreme weather, water abstraction or simply the removal of a neighbouring tree.

Of course, some properties are at greater risk of subsidence than others with typical signs of subsidence being cracks, lumps and ripples appearing in the walls and wallpaper as well as doors and windows starting to get stuck.

Standard UK buildings insurance polices may refuse to consider homes at risk of subsidence or will commonly charge high premiums.

	Direct Line gives homeowners advice on subsidence insurance Homeowners have been advised to be vigilant when it comes to checking their property for subsidence after Direct Line revealed the UK hotspots.
	How to cut the cost of your home insurance Home insurance price rises are steadying on average but there are many strategies and tips for keeping the cost of home and contents insurance low, as Kate Saines explains.
	Buildings insurance warning as subsidence increases Britons are being told to make sure their buildings insurance is in order as new figures show subsidence claims are rocketing.
	Hot summer to increase subsidence risk Homeowners are being urged to ensure their home insurance covers them for subsidence.
	Churchill Insurance launch 50% discount on home insurance Churchill Insurance are offering a 50 per cent discount on home insurance for new customers with five years no claims discount up to 31st March 2012.