Young driver car insurance

Insurance costs for young drivers are notoriously high and the cost has been increasing in the last few years. It is something that young drivers have to suffer to begin with until they build up a no-claims bonus.

There are lots of ways that a young driver can reduce the cost of insurance by a little. Having a standard car that has no additions to it, living in a crime free area and parking your vehicle in a garage and low mileage are all factors that will reduce the cost to a certain degree.

If you are a new driver or are under 21 (or in some cases 25) you will be considered a greater risk to an insurance company. Lack of experience and statistics showing young drivers have more accidents and suffer more from thefts and fires mean premiums are universally high for newcomers.

The most important aspect is to build up your policy history, drive carefully and avoid making any claims.

	Co-op offers a year's free car insurance for one young driver The Co-operative is offering one year's free car insurance for one young driver and sat-nav's to others if they describe how they felt when they passed their test.
	Young drivers pay six times more for car insurance than pensioners New research from Confused.com reveals that young drivers pay an average of £2,500 for car insurance compared to just £440 for those aged 66-70.
	Young uninsured driver numbers fall by half since 2008 New research by the Motor Insurers Bureau reveals that the number of uninsured drivers has fallen significantly since 2008, particularly amongst those between 17 and 20 years of age.
	Young drivers stung as average cost of car insurance reaches £971 The AA has released its benchmark Insurance Premium Index which shows car insurance premiums rose by 15% in 2011 and that young drivers continue to pay the most.
	How to get cheap car insurance if you are young Car insurance prices are rising fast, especially if you are young. Follow our top tips on reducing the cost of car insurance for young drivers.