Investment bonds

An investment bond enables you to select from a variety of investment funds managed by professional investment managers for you to invest in over the long term.

Investment bonds can be flexible; but some are more so than others. Some investment bonds allow you to move your money from fund to fund so you can switch from a long term growth fund to one that gives you a short term income. Other investment bonds allow you to withdraw a regular income or a one-off amount.

However, there can often be hidden charges or other penalties associated with moving or accessing your investment bond; so it is important to shop around and thoroughly compare terms and conditions. myfinances.co.uk can help you in your search for the best high yield investment bonds the market has to offer.

	Strategic bonds 'most popular investment' Consumers are most likely to opt for a strategic bond when investing their money, it has been noted.
	The best savings bonds on the market Savings bonds are a great way of maximising the rate you can get on your savings in a period of low interest rates. However, there are pitfalls, as Kate Saines explains.
	Gold may be a better investment than a pension for retirement Increasing life expectancy means we will all have to work longer but savvy investments could enable you to shave off the extra years work and retire at 65.
	RBS investment bankers in line for £500m bonus pot The Royal Bank of Scotland (RBS), 83 per cent owned by the UK taxpayer, is likely to defy the government by paying £2.5bn in remuneration, £500m of which will be bonuses.
	RBS to shed 3,500 investment banking jobs The Royal Bank of Scotland (RBS) has confirmed that it will cut 3,500 jobs most of them from the UK as it scales back its investment banking operations.