Marks & Spencer launch 12 months interest-free credit card

Wednesday, 06 September 2006 12:00

Marks & Spencer is re-vamping its &More credit card - introducing 12 months interest-free on purchases and a new low balance transfer rate.

People transferring a balance to the Marks & Spencer &More credit card are charged no fee, and pay just 3.9 per cent interest for the lifetime of the balance.

Additionally, all money spent on the &More credit card earns loyalty points towards M&S reward vouchers. These are sent out four times a year and can be spent in M&S stores nationwide.

Furniture bought with the card in M&S branches is eligible for zero per cent interest for two years, provided it costs between £1,000 and £3,000.

Features of the Marks & Spencer &More credit card

• Typical 16.9% APR variable
  
• No fees for balance transfers
  
• &More reward points on every purchase - 1 point per £1 for purchases made within Marks & Spencer stores, 1 point per £2 for purchases made elsewhere
  
• Additional &More bonus points on offers in Marks & Spencer stores and online
  
• Up to 10% off millions of holidays with the &More Travel Club
  
• Card issued by Marks and Spencer Financial Services plc
  
• Credit subject to status to UK residents aged 18 or over
  
• &More reward scheme subject to terms and conditions

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