Ask the expert questions

Loan cash-back deals: Too good to be true?

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A reader from London is looking to get a loan and is wondering what is really offered by a cash-back deal.

A loan for a new business?

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A reader from Hampshire wants to start a new business, but needs help and is looking at loans.

New car needed for a new job

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A reader from Cumbria needs a loan for a car, but here credit rating is not perfect.

Will a debt consolidation loan be cheaper?

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A reader from Norfolk is looking at a debt consolidation loan and wants to know if will be the cheapest option.

Turned down for a personal loan?

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A reader from Wales is finding it hard to get a personal loan and has been turned down a number of times.

Student loan for a new career?

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A reader from Northern Ireland is looking at changing careers, and what loan options there are.

Should I save or pay off my personal loan?

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A reader from Scotland is wondering if it makes more sense to pay off her personal loan or save her cash in a savings account.

Personal loan to clear graduate debt and credit card?

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A reader from Winchester wants to clear his credit card debt and his graduate loan with a cheaper personal loan.

Can I pay my personal loan early?

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A reader from London wants to take a personal loan, but also have the flexibility to pay it off early.

Loan to pay credit card debt?

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A reader from Liverpool is unsure about whether she should pay off her credit card with a personal loan.

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