Ask The Expert
Myfinances.co.uk has assembled a collection of experts in the fields of personal finance to answer your questions. So, if there is a major headache in your financial world that you would like some clear expert advice on, please use this email expertadvice@myfinances.co.uk.
Ask the Expert: Questions
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Loan cash-back deals: Too good to be true?
A reader from London is looking to get a loan and is wondering what is really offered by a cash-back deal.
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A loan for a new business?
A reader from Hampshire wants to start a new business, but needs help and is looking at loans.
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New car needed for a new job
A reader from Cumbria needs a loan for a car, but here credit rating is not perfect.
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Will a debt consolidation loan be cheaper?
A reader from Norfolk is looking at a debt consolidation loan and wants to know if will be the cheapest option.
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Turned down for a personal loan?
A reader from Wales is finding it hard to get a personal loan and has been turned down a number of times.
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Student loan for a new career?
A reader from Northern Ireland is looking at changing careers, and what loan options there are.
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Should I save or pay off my personal loan?
A reader from Scotland is wondering if it makes more sense to pay off her personal loan or save her cash in a savings account.
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Personal loan to clear graduate debt and credit card?
A reader from Winchester wants to clear his credit card debt and his graduate loan with a cheaper personal loan.
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Can I pay my personal loan early?
A reader from London wants to take a personal loan, but also have the flexibility to pay it off early.
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Loan to pay credit card debt?
A reader from Liverpool is unsure about whether she should pay off her credit card with a personal loan.
Experts
Further Questions
Do missed credit card payments mean I can't get a personal loan?A reader from Gloucester is worried missed credit card payments in the past will affect her chances of getting a loan. |
When should I take out a graduate loan?A reader from London is wondering if he should take out a graduate loan after leaving university this summer. |
Should I use a personal loan to re-do my kitchen?A reader from Essex wants to remodel her kitchen, but is unsure about how to finance it. |
Can I get a loan for a holiday?A reader from North London is looking to get a loan to fund a trip across America, but is uncertain if that is possible. |
New job: Can I get a loan?A reader from Surrey has started a new job. But he wants to know how long he must wait before he can apply for a personal loan. |
What happens if I die before my personal loan is repaid?A reader from London is worried what will happen to his personal loan if he dies. |
What do brokers ask lenders when applying for a secured loan?What can brokers ask and not ask mortgage companies when you are organising a secured loan? |
Can you take out a mortgage if you have an IVA?Is it possible to take out a mortgage when you are still within the restricted period of an individual voluntary agreement (IVA)? |
Do student loans affect mortgages?Ever wondered how student loans affect mortgages? |
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