Business loan

If you're a business owner in need of a cash injection then a business loan can provide a helping hand for your business and help it fulfil its true potential. Whether its finance required for a start-up, expansion, commercial mortgage or to stabilise your business's cashflow, there are a variety of business loans out there no matter the purpose.

Small business loans in general tend to be between £1,000 and £25,000 for a period of between one and ten years. The main two types of business loan are a flexible business loan and those that are fixed. Flexible business loans offer a finance package tailored to your business and enable you to make either monthly or quarterly loan repayments with a variable interest rate charged. Fixed rate business loans have fixed monthly repayments and a fixed interest rate.

Lending to business has seen the major UK banks criticised by the government for not lending enough to small and medium-sized businesses (SME’s). Project Merlin was set up by the coalition government and one part of its remit is to ensure that banks lend to agreed amounts as set out by Project Merlin

	The best business loans and how to get them Project Merlin was supposed to force banks to lend to businesses but despite targets apparently being met many employers say they cannot get a loan at any cost.
	ECB offers banks a further €530bn through loan scheme More than 800 European banks have applied for funds totalling €530 billion through LTRO, the European Central Bank’s cheap loans programme.
	Providers 'cutting personal loan rates to attract business' Financial institutions are battling it out to win more business from those hoping to secure large personal loans, with six brands cutting their interest rates in recent weeks.
	A loan for a new business? A reader from Hampshire wants to start a new business, but needs help and is looking at loans.
	Loan rate reduction by Nationwide Nationwide is offering customers a rate of seven per cent APR Representative for personal loans of between £7,500 and £14,999.