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One Account mortgages

Monday, 15, Jan 2007 12:00

One Account is a lender that aims to incorporate as much flexibility as possible in your mortgage and personal finance in general.

By linking your mortgage with the rest of your personal finance including savings and credit cards, One Account can reduce the amount of interest you pay on your borrowing.

This works by using the balances in your accounts to reduce the value of your mortgage and the interest payable as well.

See below to find out more and for more details of mortgage deals.

Mortgage Type

Duration

Initial Rate

Subsequent Rate (Variable)

Overall Cost for Comparison

Apply

Variable

N/A

3.75%

4.24%

4.3% APR

 

The One account combines your mortgage and salary (and, if you wish, savings) into one place. Enabling your money to work harder reducing your overall mortgage balance

News

N&P launches five-year fixed mortgage

A new fixed-rate mortgage has been described as offering one of the best deals available to those exploring longer-term options.

Two-year tracker mortgage introduced by Halifax

Halifax has introduced a new two-year tracker mortgage to coincide with the launch of its Great Rate Cut, which sees it pledge to cut rates across its range of homeowner loans.

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More News

Principality launches tracker to fixed-rate mortgage deal

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First-time buyers boosted by Yorkshire

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Lloyds TSB unveils new fixed-rate mortgage

A new fixed-rate mortgage product has been launched by Lloyds TSB.

Fixed-rate mortgages launched by Skipton

Skipton Building Society has announced the launch of new fixed-rate mortgages.

Rates reduced throughout Coventry Building Society mortgage range

Coventry Building Society has slashed rates across a number of its fixed-rate residential mortgages.

New 5-year fixed-rate mortgage released by Leeds

Leeds Building Society has unveiled a new five-year fixed-rate mortgage range.

Santander slashes mortgage rates

A number of mortgage rates have been cut by Santander.

Loyalty mortgage discounts offered by Barclays

Barclays is rewarding its current account customers with better mortgage deals from September 1st.

New product changes at N&P

Norwich and Peterborough Building Society (N&P) has announced it is to introduce a new best-buy three-year fixed-rate mortgage at 75 per cent loan-to-value (LTV).

Mortgage rates reduced by Nationwide

Nationwide has announced it is to reduce rates on selected mortgage products by up to 0.20 per cent.

Product range enhanced by Kensington

Kensington has announced it has made a number of enhancements to its residential product range.

Mortgage rates cut by Yorkshire

Yorkshire Building Society has slashed mortgage rates for those who have a 15 per cent deposit.

New mortgage range unveiled by Coventry Intermediaries

Coventry Intermediaries has released a range of residential and first-time buyer mortgages.

Mortgage rates cut by the Post Office

The Post Office has revealed it has reduced its rates across trackers, buy-to-let mortgages and fixed-rates.

Lenders 'rejecting 90% of low deposit mortgage applications'

Borrowers are finding it increasingly difficult to attain high loan-to-value (LTV) mortgages, it has been suggested.

Fixed-rate mortgage popularity 'on the rise'

The popularity of fixed-rate mortgages appears to be on the increase, according to new data.

Lifetime tracker mortgages from First Direct 'proving popular'

First Direct's lifetime tracker mortgages are proving popular with customers.

First-time buyer mortgages enjoy summer boom

Demand for first-time buyer mortgages is surging as house hunters look to capitalise on falling house prices and lower charges, according to a new report.

New 3-year fixed-rate mortgage unveiled by Yorkshire

Yorkshire Building Society has revealed a new three-year fixed-rate mortgage at 3.65 per cent.

Increase in mortgage applications at The Co-operative Bank

The Co-operative Bank has witnessed an increase in like-for-like mortgage applications in the first half of 2010.

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