Tracker and lifetime tracker mortgages

Wednesday, 18, Aug 2010 12:00

Tracker mortgages trail the Bank of England's base rate. So, when a lender provides a borrower with the money to buy their home, the interest the borrower must repay each month is arranged according to the level at which the Bank of England has set the base rate. Lifetime tracker mortgages track base rate for the life of the mortgage.

Read our full guide to tracker mortgages.

myfinances.co.uk can help you find and compare the best tracker and lifetime tracker mortgage and remortgage deals. Simply click on the links below to use our best-buy tables or speak to a professional mortgage advisor.

Remortgage Tracker Fixed Buy To Let First Time Buyer

Company	Mortgage Type	Duration	Initial Rate	Subsequent Rate (Variable)	Overall Cost for Comparison	Apply
	Tracker	Term	2.19%	Base + 1.69% currently 2.2%	2.2% APR
	Borrow up to 60% of the value of your home. Product fee £99
	Fixed	2 years	2.19%	3.94%	3.8% APR
	Borrow up to 70% of house value. Booking fee £599
	Lifetime Tracker	Lifetime	2.29%	Base + 1.79% Currently 2.29%	2.3% APR
	Application Fees £99, Borrow up to 65% of House Value
	Tracker	2 years	2.49%	base rate + 1.99% currently 4.99%	4.6% APR
	Borrow Up to 75% of your House value. Product Fee £90
	Tracker	2 years	2.54%	3.50%	3.5% APR
	Borrow up to 75% of the value of your home, Product fee £195
	Tracker	Term	2.65%	Base + 2.15% currently 2.65%	2.8% APR
	Borrow up to 75% of the value of your home, Product fee £945
	Tracker	2 years	2.67%	4.24%	4.1% APR
	Borrow up to 70% of house value. Booking fee £995
	Tracker	Term	2.79%	Base + 2.29% currently 2.79%	2.9% APR
	Maximum loan size, £400,000, Borrow up to 75% of house value. Booking fee £99
	Tracker	Term	2.79%	Base + 2.29% currently 2.79%	2.9% APR
	Maximum loan size, £400,000, Borrow up to 75% of house value. Booking fee £99
	Tracker	Term	2.79%	2.29%	2.8% APR
	Borrow up to 70% of the value of your home. Fees Free
	Lifetime Tracker	Term	2.89%	(Base + 2.39%) currently 2.89%	3.0% APR
	Borrow up to 70% of the value of your home. Application Fee £1,499. Min loan £200,000
	Tracker	2 years	2.89%	4.00%	4.0% APR
	Borrow Up to 75% of your House value. Product Fee £999
	Tracker	2 years	2.89%	4.24%	4.2% APR
	Borrow up to 75% of house value. Booking fee £995
	Fixed	Until 30/09/2012	2.99%	(Base+ 2.49%) currently 2.99%	3.1% APR
	Borrow up to 70% of the value of your home. Application fee £1,999 minimum loan £250,000
	Lifetime Tracker	Lifetime	3.09%	(Base+ 2.59%) currently 3.09%	3.2% APR
	Borrow up to 70% of the value of your home. Application fee £999
	Offset Tracker	Term	3.09%	(Base+ 2.59%) currently 3.09%	3.3% APR
	Borrow up to 70% of the value of your home. Application Fee £1,499. Minimum loan value £200,000
	Fixed	2 years	3.19%	4.24%	4.2% APR
	Borrow up to 70% of house value. Booking fee £495
	Fixed	2 years Fixed	3.39%	4.00%	4.1% APR
	Borrow Up to 60% of your House value. No Product Fee
	Fixed	2 years	3.49%	3.69%	3.7% APR
	Borrow up to 75% of house value. Booking fee £99
	Variable	N/A	3.75%	4.24%	4.3% APR
	The One account combines your mortgage and salary (and, if you wish, savings) into one place. Enabling your money to work harder reducing your overall mortgage balance
	Offset Flexible	Term	3.75%	3.90%	3.9% APR
	Borrow Up to 75% of your House value. Product Fee £299
	Fixed	3 years	3.89%	3.50%	3.7% APR
	Borrow up to 75% of the value of your home. Booking Fee £195
	Fixed rate	5 years	3.99%	4.99%	4.8% APR
	Borrow Up to 75% of your House value. Product Fee £995
	Fixed	5 years	4.34%	3.50%	4.0% APR
	Borrow up to 75% of the value of your home, Product fee £945
	Fixed	2 years	4.99%	3.69%	4.0% APR
	Borrow up to 85% of house value. Booking fee £99
*Promoted through BeatThatQuote.com who are an appointed representative firm of Best Value Financial Services Ltd which is authorised and regulated by the Financial Services Authority. FSA registration number: 449766.

Company	Mortgage Type	Duration	Initial Rate	Subsequent Rate (Variable)	Overall Cost for Comparison	Apply
Company	Mortgage Type	Duration	Initial Rate	Subsequent Rate (Variable)	Overall Cost for Comparison	Apply	Tracker	Term	2.19%	Base + 1.69% currently 2.2%	2.2% APR
	Borrow up to 60% of the value of your home. Product fee £99
	Tracker	Term	2.19%	Base + 1.69% currently 2.2%	2.2% APR
	Borrow up to 60% of the value of your home, Product fee £999
	Lifetime tracker	Lifetime	2.29%	Base + 1.79% currently 2.29%	2.3% APR
	Application Fees £99, Borrow up to 65% of House Value
	Tracker	2 years	2.49%	base rate + 1.99% currently 4.99%	4.6% APR
	Application Fees £99, Borrow up to 65% of House Value
	Tracker	2 years	2.54%	3.50%	3.5% APR
	Borrow up to 75% of the value of your home, Product fee £195
	Tracker	Term	2.65%	Base + 2.15% currently 2.65%	2.8% APR
	Borrow up to 75% of the value of your home, Product fee £945
	Tracker	2 years	2.67%	4.24%	4.1% APR
	Borrow up to 70% of house value. Booking fee £995
	Tracker	Term	2.79%	Base + 2.29% currently 2.79%	2.9% APR
	Maximum loan size, £400,000, Borrow up to 75% of house value. Booking fee £99
	Tracker	Term	2.79%	2.29%	2.8% APR
	Borrow upto 70% of the value of your home. Fees Free
	Lifetime tracker	Term	2.89%	(Base + 2.39%) currently 2.89%	3.0% APR
	Borrow up to 70% of the value of your home. Application Fee £1,499. Min loan £200,000
	Tracker	2 years	2.89%	4.00%	4.0% APR
	Borrow Up to 75% of your House value. Product Fee £999
	Tracker	2 years	2.89%	4.24%	4.2% APR
	Borrow up to 75% of house value. Booking fee £995
	Lifetime Tracker	Lifetime	3.09%	(Base+ 2.59%) currently 3.09%	3.2% APR
	Borrow up to 70% of the value of your home. Application fee £999
	Offset Tracker	Term	3.09%	(Base+ 2.59%) currently 3.09%	3.3% APR
	Borrow up to 70% of the value of your home. Application Fee £1,499. Minimum loan value £200,000
	Variable	N/A	3.75%	4.24%	4.3% APR
	The One account combines your mortgage and salary (and, if you wish, savings) into one place. Enabling your money to work harder reducing your overall mortgage balance
*Promoted through BeatThatQuote.com who are an appointed representative firm of Best Value Financial Services Ltd which is authorised and regulated by the Financial Services Authority. FSA registration number: 449766.

Company	Mortgage Type	Duration	Initial Rate	Subsequent Rate (Variable)	Overall Cost for Comparison	Apply
Company	Mortgage Type	Duration	Initial Rate	Subsequent Rate (Variable)	Overall Cost for Comparison	Apply	Tracker	Term	2.19%	Base + 1.69% currently 2.2%	2.2% APR
	Borrow up to 60% of the value of your home. Product fee £99
	Fixed	2 years	2.99%	4.99%	4.7% APR
	Borrow Up to 75% of your House value. Product Fee £90
	Fixed	Until 30/09/2012	2.99%	(Base+ 2.49%) currently 2.99%	3.1% APR
	Borrow up to 70% of the value of your home. Application fee £1,999 minimum loan £250,000
	Fixed	2 years	3.19%	4.24%	4.2% APR
	Borrow up to 70% of house value. Booking fee £495
	Fixed	2 years fixed	3.39%	4.00%	4.1% APR
	Borrow Up to 60% of your House value. No Product Fee
	Fixed	2 years	3.49%	3.69%	3.7% APR
	Borrow up to 75% of house value. Booking fee £99
	Offset flexible	Term	3.75%	3.90%	3.9% APR
	Borrow Up to 75% of your House value. Product Fee £299
	Fixed	3 years	3.89%	3.50%	3.7% APR
	Borrow up to 75% of the value of your home. Booking Fee £195
	Fixed rate	5 years	3.99%	4.99%	4.8% APR
	Borrow Up to 75% of your House value. Product Fee £995
	Fixed	5 years	4.34%	3.50%	4.0% APR
	Borrow up to 75% of the value of your home, Product fee £945
	Fixed	2 years	4.99%	3.69%	4.0% APR
	Borrow up to 85% of house value. Booking fee £99
*Promoted through BeatThatQuote.com who are an appointed representative firm of Best Value Financial Services Ltd which is authorised and regulated by the Financial Services Authority. FSA registration number: 449766.

Company	Mortgage Type	Duration	Initial Rate	Subsequent Rate (Variable)	Overall Cost for Comparison	Apply
Company	Mortgage Type	Duration	Initial Rate	Subsequent Rate (Variable)	Overall Cost for Comparison	Apply	Fixed	until 02/10/2012	5.29%	Base + 2.49% currently 2.99%	3.7% APR
	Borrow up to 60% of the value of your property. Minimum loan £50,000 Maximum loan £1,000,000
	Buy to let fixed	until 02/10/2012	5.49%	Base + 2.49% currently 2.99%	3.9% APR
	Borrow up to 60% of the house Value, Application fee 1.50% of loan amount. Min loan £1500
*Promoted through BeatThatQuote.com who are an appointed representative firm of Best Value Financial Services Ltd which is authorised and regulated by the Financial Services Authority. FSA registration number: 449766.

Company	Mortgage Type	Duration	Initial Rate	Subsequent Rate (Variable)	Overall Cost for Comparison	Apply
Company	Mortgage Type	Duration	Initial Rate	Subsequent Rate (Variable)	Overall Cost for Comparison	Apply	Tracker	Term	2.19%	Base + 1.69% currently 2.2%	2.2% APR
	Borrow up to 60% of the value of your home. Product fee £99
	Tracker	2 years	2.19%	4.00%	4.0% APR
	Borrow up to 60% of the value of your home, Product fee £999
	Tracker	2 years	2.49%	base rate + 1.99% currently 4.99%	4.6% APR
	Borrow Up to 75% of your House value. Product Fee £90
	Tracker	2 years	2.54%	3.50%	3.5% APR
	Borrow up to 75% of the value of your home, Product fee £195
	Tracker	Term	2.65%	Base + 2.15% currently 2.65%	2.8% APR
	Borrow up to 75% of the value of your home, Product fee £945
	Tracker	2 years	2.67%	4.24%	4.1% APR
	Borrow up to 70% of house value. Booking fee £995
	Tracker	Term	2.79%	2.29%	2.8% APR
	Borrow upto 70% of the value of your home. Fees Free
	Lifetime tracker	Term	2.89%	(Base + 2.39%) currently 2.89%	3.0% APR
	Borrow up to 70% of the value of your home. Application Fee £1,499. Min loan £200,000
	Tracker	2 years	2.89%	4.00%	4.0% APR
	Borrow Up to 75% of your House value. Product Fee £999
	Tracker	2 years	2.89%	4.24%	4.2% APR
	Borrow up to 75% of house value. Booking fee £995
	Lifetime tracker	Lifetime	3.09%	(Base+ 2.59%) currently 3.09%	3.2% APR
	Borrow up to 70% of the value of your home. Application fee £999
	Offset tracker	Term	3.09%	(Base+ 2.59%) currently 3.09%	3.3% APR
	Borrow up to 70% of the value of your home. Application Fee £1,499. Minimum loan value £200,000
	Fixed	2 years	3.19%	4.24%	4.2% APR
	Borrow up to 70% of house value. Booking fee £495
	Fixed	2 years	3.19%	4.24%	4.2% APR
	Borrow up to 70% of house value. Booking fee £495
	Fixed	2 years fixed	3.39%	4.00%	4.1% APR
	Borrow Up to 60% of your House value. No Product Fee
	Fixed	2 years	3.49%	3.69%	3.7% APR
	Borrow up to 75% of house value. Booking fee £99
	Variable	N/A	3.75%	4.24%	4.3% APR
	The One account combines your mortgage and salary (and, if you wish, savings) into one place. Enabling your money to work harder reducing your overall mortgage balance
	Offset flexible	Term	3.75%	3.90%	3.9% APR
	Borrow Up to 75% of your House value. Product Fee £299
	Fixed	3 Years	3.75%	3.89%	3.7% APR
	Borrow up to 75% of the value of your home. Booking Fee £195
	Fixed rate	5 Years	3.99%	4.99%	4.8% APR
	Borrow Up to 75% of your House value. Product Fee £995
	Fixed	5 Years	4.34%	3.50%	4.0% APR
	Borrow up to 75% of the value of your home, Product fee £945
	Fixed	2 Years	4.99%	3.69%	4.0% APR
	Borrow up to 85% of house value. Booking fee £99
*Promoted through BeatThatQuote.com who are an appointed representative firm of Best Value Financial Services Ltd which is authorised and regulated by the Financial Services Authority. FSA registration number: 449766.

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