Features

How to manage an interest-only mortgage

Holders of an interest-only mortgage need to consider how they will repay the capital

The FSA says 1.3 million people have an interest-only mortgage that matures by 2020 with no way to repay the capital. We show you how to manage the interest-only mortgage timebomb.

The cheapest tracker and discount mortgages for all LTV options

Tracker mortgages are linked to the Bank of England's base rate

Myfinances.co.uk takes you through the best current tracker and discount mortgage deals for first-time buyers through to homeowners with plenty of equity.

To track or to fix: How base rate affects your mortgage

Homeowners face a dilemma over whether to track or fix

Low interest rates make tracker mortgages excellent value but also offer excellent fixed rate deals. We explore the mortgage dilemma of when to track and when to fix.

Bank of England sees inflation falling and more QE likely

The bank of England has published the minutes from January's meeting of the MPC

The Bank of England's January minutes reveal more QE is likely, that inflation is falling and the actions of the European Central Bank has lowered risks from the eurozone.

What will happen to UK house prices in 2012?

What will happen to house prices in 2012?

The wider economy is likely to continue to struggle in 2012 but a lack of supply and low interest rates are expected to keep average UK house prices stable in 2012.

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Guides

  • 100% mortgages

    A 100% mortgage is, quite simply, a loan for 100 per cent of a property's value.

  • Adverse or Bad Credit Mortgages

    One of the main requirements a person must have before taking out a mortgage is a good credit history.

  • Buy-to-let Mortgage

    Buy-to-let mortgages are home loans for people who want to buy a property to then rent to tenants.

  • Cash Back Mortgages

    Cash Back mortgages provide borrowers with a lump sum of money when they take out a mortgage.

  • Commercial Mortgages

    Commercial mortgages are loans for the purchase of a property which is to be used for business purposes.

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