Intelligent Finance mortgages
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Intelligent Finance was founded in 2000 and is a division of Bank of Scotland plc.
The lender specialises in offset mortgages with a large range that cover first-time buyers, those moving home and those looking to remortgage.
Offsetting works by using the balance in your intelligent finance savings or current account to reduce the balance on which you pay interest on your mortgage rather than paying interest on the whole amount as you would with a standard mortgage.
See below to find out more and for more details of mortgage deals.
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Mortgages News
Nationwide boosts mortgage lending by 44%Nationwide increased its mortgage lending by 44 per cent last year, raising the number of mortgages for first time buyers. |
IMF endorses deficit reduction plan but calls for flexibilityThe International Monetary Fund (IMF) has said reducing the deficit has helped the UK but says other policies such as a cut in VAT, more QE and even a cut to base rate should be considered. |
UK house prices slide 0.4% in the past yearBritain’s house prices in March were 0.4 per cent lower than a year earlier, according to Government figures released today. |
Mortgage lending down 19% in AprilMortgage lending fell in April after the end of the stamp duty holiday in March created a first-quarter spike in activity, latest analysis shows. |
House prices static as downsizers dominate property marketThe number of Brits who want to move to a smaller home is outstripping those looking to trade up, latest figures indicate. |
Mortgage holders feel the pinch in MayCash strapped Brits - particularly mortgage holders - are suffering an even tighter squeeze on their finances, new figures show. |
Eurozone crisis pushing up UK mortgage rates, Bank warnsMillions of homeowners across Britain are facing mortgage hikes as a direct result of the Eurozone crisis, the Bank of England has warned. |
First-time buyer mortgage lending up 74% in March, says CMLThe end of the stamp duty holiday caused mortgage lending to first-time buyers to rise by 74 per cent in March, according to the Council of Mortgage Lenders. |

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