Self-certification mortgages

Self-certification mortgages are where the borrower makes a statement about their income and the lender makes fewer checks than normal.

This type of mortgage is common amongst borrowers who are self employed or borrowers who do not have a regular income. There has been a reduction in the number of self-certification mortgages available since the financial crisis began in 2008 and lenders reduced the availability of riskier mortgage products.

	Platform buy-to-let, self-certification and non-conforming mortgages 0.75% cheaper Platform, the intermediary lender of Britannia Building Society, has made its fixed-rate buy-to-let, self-certification and non-conforming mortgages up to 0.75% cheaper.
	Self-certification Halloween tax deadline to be hit by post strikes The deadline for the paper self-assessment tax returns is October 31st, Halloween, meaning thousands of forms may be headline up by the horrors of the postal strike.
	Santander launches Newbuy mortgages Santander has unveiled a range of NewBuy mortgages designed to help borrowers trying to get their first step on the property ladder.
	Santander reveals new first time buyer mortgages Santander has unveiled a range of first time buyer mortgages, aimed at helping people take their first step on the property ladder.
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