Smile mortgages

Smile has a range of flexible mortgages to offer through The Cooperative Bank with options to overpay, underpay or take a payment holiday according to your financial circumstances at the time.

The lender also offers a lifetime tracker mortgage for those seeking stability and a home movers saver package with a range of discounts on household items that can be particularly useful for those moving home or buying their first property

See below for more details of mortgage deals.

Mortgages News

Average asking price for potential home-buyers hits £250,000

The average property asking price has hit the £250,000 mark for the first time

The average property asking price has hit the £250,000 mark for the first time, according to the latest survey for June from Rightmove.

CML: First-time buyer activity up 11% on 2012

First-time buyer mortgages increased by 11 per cent so far in 2013

The Council of Mortgage Lenders reports that first-time buyer mortgages have risen by 11 per cent in the first four months of 2013, compared to the same period in 2012.

RICS: 'Green shoots beginning to sprout' in property market

RICS reports house sales are at a 3-year high

The latest report from the Royal Institute of Chartered Surveyors reports that house sales are at a 3-year high and both current and forward looking indicators at a 3-year high.

Mortgage best-buys: Fixed rates continue to fall

Fixed rate mortgage costs are falling

The cost of a fixed rate mortgage continues to fall across the board as lenders compete to get to the top of the best-buy tables.

More customers taking on fixed rate mortgages, says leading expert

More customers are taking on fixed rate mortgages

A leading mortgage adviser, Ray Boulger from mortgage brokers John Charcoal has stated that more and more customers are taking out fixed rate mortgages as rates dip.

Halifax: House prices rise at fastest pace since 2010

Halifax reports the biggest annual rise in house prices for 3 years

The latest Halifax house price index shows that prices went up by 0.4 per cent in May and by 1.5 per cent on a quarterly basis and by 2.6 per cent over the past 12 months.

Construction sector rises again adding to 3rd quarter GDP hopes

A rise in house building helped the construction sector in May

Activity in the construction sector grew in May with new business orders at a 26-month high fuelling hopes that the sector will provide a positive contribution to GDP.

House prices up 0.4% in May to highest level since July 2011

Nationwide reports UK house prices rose by 0.4% in May

Nationwide's latest survey of the UK housing market shows that prices in the UK continued the positive trend seen in the early months of 2013, going up by 0.4%.


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