Switch online for best current accounts

To make sure you get the best current account you should switch online.

And moving from a standard current account with one of the major high-street banks to the best value online bank account can see you earn 60 times more interest, Which? Money calculates.

"Too many people put up with getting poor returns on their bank accounts or customer service that is not up to scratch, but it is really easy to switch accounts to get a better deal," said Which? Money editor Martyn Hocking.

"If you're dissatisfied with the service you get from your bank, vote with your feet and take your business elsewhere."

Current accounts and savings accounts with poor interest rates are the main complaint about banks, Which? Money reveals today.

Some 45 per cent of Which? members are annoyed by low interest rates.

Best buy current accounts pay more than 60 times more interest than standard accounts with Barclays, NatWest or HSBC and have an average or better rating for overall customer satisfaction.

And savings accounts fare little better, with best buy savings accounts paying up to 57 times more interest than the worst easy access savings account.

Which? Money points to Alliance & Leicester's Premier Direct online bank account paying 6.1 per cent on balances up to £2,500 as offering the best interest, while Icesave's Easy Access online savings account pays 5.7 per cent for balances above £250.