A reader from Newcastle wants to know which stakeholder pension scheme has the best trackrecord.
Our pensions expert, Tom McPhail, a leading commentator on pensions at Hargreaves Lansdown with broad experience of pensions and investment related issues, takes him through the problem.
Robert from Newcastle upon Tyne asks:
Which stakeholder pension scheme has the best performance record?
This is a bit of a 'how long is a piece of string' question.
There are a couple of dozen stakeholder pension providers in the UK, and they all offer a choice of investment funds, including with profits, cash, equities and so on, so picking the 'best performer' a little arbitrary.
Scottish Widows' Stakeholder has competitive charges and a good range of well managed funds, as do AXA and Standard Life.
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