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Savers `kept in the dark` over interest rate changes

Many banks and building societies are failing to keep customers informed about changes in the interest rates for their saving accounts, according to new research.

Which? said only four of the 12 providers it surveyed guarantee to notify savers of any changes in interest rates.

Savers 'need greater protection from inflation'

Ministers should scrap taxation on the first £5,000 of interest on saving deposits in order to counterbalance the impact of inflation, a campaign group has argued.

The government must do more to protect savers from inflation, SOS says.

Savers 'need rates of 4% to beat inflation'

Basic rate taxpayers need to find saving accounts with interest rates of at least four per cent if they want to avoid seeing their money eroded by inflation, it has been claimed.

Most savers need interest rates of at least four per cent to beat inflation, according to Moneyfacts.

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Savers face 'fixed rate precipice'

Millions of Britons could see their deposits fall off a "savings precipice" this year as their fixed-rate products come to an end, HSBC has warned.

Children's Mutual suspension 'underlines case for child ISAs'

The decision by child trust fund (CTF) provider the Children's Mutual to temporarily suspend new bus

ISA investment hits ten-year high

Net retail sales of individual savings accounts (ISAs) rose to their highest level in a decade during May.

OFT demands clearer rates and faster transfers for ISA savers

Cash ISA savers should benefit from greater transparency regarding interest rates and speedier transfers of accounts between banks after the Office of Fair Trading struck an agreement with financial services firms on improving the market for consumers.

Property market 'a safe savings option'

Many investors will see the property market as an alternative place to put savings funds during a period of historically low interest rates, it is claimed.

Chancellor 'should introduce 7-day limit on ISA transfers'

Chancellor George Osborne has been urged to support savers in his Budget today by introducing a seven-day limit for ISA transfers.

Britons 'saving more than ever'

British households are on average saving more than ever before, with the value of deposits and investments having risen by 305 per cent in real terms over the past 50 years, a new report has claimed.

Consumers 'more likely to switch football teams than bank accounts'

Britons are more likely to switch their allegiance from the football team they are supporting at the World Cup than change their current account, despite many complaining of poor customer service from banks.

Savers urged to use `cross-section` of assets

Savers looking to build up a nest egg for their later years should use a "cross-section" of assets to maximise their potential returns, according to one expert.

Thinktank calls for savings overhaul

Tax-incentivised savings products like ISAs should more closely linked with pension funds to encourage people to put money aside for their long-term future, a new report has argued.

Report calls for `safe haven` bank accounts

Bank customers should be offered a new class of "safe haven" accounts that would provide a 100% guarantee for their capital and would only invest in safe assets, a review of the industry has said.

Banking reforms 'must help most vulnerable'

The government risks failing some of the most vulnerable people in Britain because its proposed reforms of the banking sector overlook the problem of those who are marginalised because they do not have access to a basic account, Consumer Focus has warned.

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2010/11 ISA Allowance

The deadline for the 2009/2010 tax year may have passed, but this means you have a whole new ISA allowance for 2010/2011 to use. Check out our ISAs channel.

Savings Features

Alternatives to Child Trust Funds

It came as no surprise when the coalition government announced the scrapping of the Child Trust Fund (CTF) scheme.

With the closure of child trust fund myfinances looks for alternative ways to save for your child's future

What can parents do to help their children be more responsible with money

If there has been one shard of light to emerge from the recession it is that our children seem to have learnt a very important lesson.

Financial education is as important as every as Kate Saines discovers

Making the most of the new ISA allowance

Myfinances.co.uk's Kate Saines takes a look at the cash ISA market to produce a round-up of all the newly-released ISAs which lump-sum savers and regular depositors alike can take advantage of as the new tax year begins.

Myfinances takes a look at the best ISA savings deals

Guides

Savings Bonds

A savings bond is a fixed-term savings account which earns high rates of interest.

Instant Access Savings Accounts

Instant access savings accounts provide a place for you to store your money, earn some interest on it and also access this cash whenever you wish.

Regular Savings Accounts

Savings accounts are bank accounts which pay interest on the money you put in. There are many different kinds of savings accounts on the market. Regular savings accounts are a place for money to be deposited at frequent intervals - usually monthly.

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