In-depth features and guides about ISAs, savings accounts and other bank accounts

Features

Which currency would an independent Scotland use?

Alex Salmond will have critical decisions on Scotland's economy to make should Scotland become independent

If Scotland holds a referendum and votes for independence there are a number of difficult economic decisions that would face leaders on both sides of the border.

Downbeat inflation and growth forecasts means more QE likely

Sir Mervyn King presented the Bank of England's Quarterly Inflation report yesterday

The Bank of England published its Quarterly Inflation Report on Wednesday and predicts inflation will stay above two per cent with growth down to 0.8 per cent this year.

ISA countdown: How to invest in a self-select ISA

A self-select ISA allows you to manage your own investments

Self-select ISAs allow you to manage your own investments and choose exactly what funds you invest in but you need to assess how often you will trade and how that affects fees.

Savings webcast: The risk triangle

Take part in a live discussion on savings

Ian McGowan from Scottish Widows takes part in a live discussion on the UK savings environment at 12.30pm on Thursday 29th March. Put your questions to Ian in advance.

ISA Deadline: The 20 best cash ISAs for 2012

Myfinances.co.uk picks the 20 best cash ISAs for 2012 detailing the best rates for instant-access ISAs and fixed-term ISAs for both short and longer-term savers.

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Guides

Cash ISA

A cash Individual Savings Account (ISA) is a savings account where you earn interest but don't pay tax.
Graduating your finances: Graduate current account guide

The students of 2008 graduate throwing their mortar boards in the air, are warned they will be landing in a tough financial landscape.
Instant Access Savings Accounts

Instant access savings accounts provide a place for you to store your money, earn some interest on it and also access this cash whenever you wish.
Investment ISA

A investment or Maxi Individual Savings Account (ISA) is a bit like a savings account where you invest your money into various stocks and shares.
Regular Savings Accounts

Savings accounts are bank accounts which pay interest on the money you put in. There are many different kinds of savings accounts on the market. Regular savings accounts are a place for money to be deposited at frequent intervals - usually monthly.