Investment ISAs

An investment ISA is sometimes known as a stocks and shares ISA. It allows you to invest your money in a tax-free investment vehicle.

You can invest up to £10,680 per year or £5,340 if you also invest £5,340 in a cash ISA.

You can invest in an investment ISA that provides you with a regular future income or one that focuses on longer term capital growth or even one that focuses on a mix of the two. You can only open up one stocks and shares ISA each tax year.

To get the best return from an investment ISA you should treat the investment as one to hold over the medium to long term. The value of an investment ISA can go down as well as up. Investment ISA’s are free from capital gains tax as well as income tax.

	Investment Isas: What is the right balance for your portfolio? Myfinances.co.uk guides you through how to invest in an investment ISA. We'll show you what they are, what you should look for and the right balance of assets to have in your stocks and shares ISA.
	An introduction to ISAs Myfinances.co.uk's ISA guide explains the differences between a cash ISA and an investment ISA, how each type of ISA works and the limits and rules for each.
	ISA Deadline: The 20 best cash ISAs for 2012 Myfinances.co.uk picks the 20 best cash ISAs for 2012 detailing the best rates for instant-access ISAs and fixed-term ISAs for both short and longer-term savers.
	Junior ISAs: What are JISA's and which are the best accounts? Junior ISAs have replaced Child Trust Funds (CTF's) for children born after January 3rd 2011. With the ISA deadline approaching we explain what they are and which are the best deals.
	Can a monkey with a pin outperform investment experts? Pete Comley, author of a new book called 'Monkey with a pin' explains his perspective on why so many investors fail to earn the returns they expect.