Borrowing
The cheapest methods of short-term borrowingIf you need to borrow money for a short period then find out what is the cheapest way to borrow. |
Boom years under Labour fuelled by household debt and borrowingA new report from the National Institute of Economic and Social Research (NIESR) says that the economic boom of the new Labour years was fuelled by overborrowing. |
Million of homeowners could be affected by lenders rate risesAt least ten lenders have raised interest rates on some of their mortgage products for borrowers as signs emerge that mortgage costs are increasing. |
Number of mortgages 'doubled in the past three years'Mortgage availability has almost doubled in the three years since the Bank of England base rate was first cut to its record 0.5 per cent low, new figures show. |
Homeowners urged to review mortgage deals in case of SVR risesBorrowers are being advised to review their mortgage arrangements if they are on their lenders standard variable rate after five lenders announced increases last week. |
Consumer confidence rises as borrowing falls by record sumThere was a slight rise in consumer confidence this month, while personal debt levels fell by the largest figure ever seen, new statistics have shown. |
Personal loans: Six of the best2012 has begun with fierce competition in the personal loans market with rates now at their lowest since 2007. Our feature selects six of the best deals currently available. |
How to learn from financial mistakes of the pastAs the first month of 2012 draws to a close and credit card bills from Christmas arrive, now is a good time to analyse your finances and see if you can learn from past mistakes. |
Young people turn to payday loans for ChristmasYoung people trying to scrape together enough money for Christmas are increasingly turning to payday loans. |
Warning on borrowing through credit to fund ChristmasThe latest credit conditions survey reveals that lenders expect a surge in demand for credit in the run up to Christmas, but consumers should use other options. |
Bypassing the banks to get higher interest ratesPeer-to-peer lending allows borrowers and lenders to meet and bypass banks to potentially earn more interest on deposits and pay less interest on borrowings. A new player has arrived called Thincats.com to join established companies such as Zopa. |
Nationwide slashes personal loan rateNationwide has cut its personal loan rate by 0.3 per cent, something that may tempt new and old customers. |
Payday loans rise in popularity after bank holiday spending spreePayday loans have risen in demand by more than half since early May as bank holidays and inflation have combined to boost Brits' outgoings. |
Fixed-rate savings 'offering better returns'A new report has taken a closer look at how the long-term low base rate has impacted the market for borrowing and savings. |
Credit card interest rates reach 13-year highClearing debt could help Brits deal with a 13-year high on credit card interest rates, reports Credit Action. |
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