Cheap Loan Uk

Sainsbury's offers reduced rate loans

A reduced rate of 7.4 per cent APR Typical has been introduced by Sainsbury's Loans for customers applying to borrow between £7,500 and £14,999.

Nationwide cuts personal loan rate

Nationwide cuts personal loan rate

Nationwide has cut its personal loan rate for its main current account customers to 7.2 per cent APR typical.

Personal loan rate war begins

Personal loan rate war begins

A personal loan rate war has broken out in the personal loan market, according to Moneysupermarket.com.

Loans: Easy money borrowing set to end

FSA boss: Easy credit 'good for no one'

Banks will need new, simpler lending models in future, as current risk-models are under strain after the sub-prime crisis.

Loans: Subprime losses to rise

Subprime crisis to bring $300bn losses

Losses from the US subprime crisis could reach as much as £300 billion (£153 billion), with the credit crunch is set to continue.

Cheap personal loans save £985

Save £985 on a new car

Motorists can save £985 when buying a new 57-registration car this September, research out today reveals.

Britons are handing £510 million a year in loans to their friends and family

Britons lending their friends £510m a year

Britons are handing £510 million a year in loans to their friends and family.

1.4m Brits spend a year or more paying off the debt they build up on holiday

Summer holidays taking over a year to pay for

While people might want their summer holiday to go on all year, some 1.4 million Britons are instead spending that long paying for it.

New rules might mean cheaper personal loans online

Save money on online personal loans

People taking out personal loans online are set to save large amounts of cash because payment protection insurance will no longer be sold to them automatically.

Buying cars, bikes and caravans are the top reasons for people taking out cheap personal loans.

Vehicles top reason for cheap personal loans

Buying cars, bikes and caravans are the top reasons for people taking out cheap personal loans.

It can cost you less to borrow more with some personal loans

Smaller personal loans can cost more

It can cost you less to borrow more with some personal loans.

Brits need to shop around to get cheap personal loans

Brits should shop around for cheap loans

While Britons are sensibly reluctant to borrow when they do not need to, they are frequently paying more than they need to for the credit they do use.

Bris in their early 30s have larger debts than anyone else

Personal loans biggest to Brits in their 30s

Britons in their early 30s have larger debts than anyone else and are most the likely to have large personal loans and debts.

Online applications mean more Brits are being rejected for unsecured loans

Online loans mean more people rejected

More than a million Britons have been rejected when applying for an unsecured loan in the last six months, and this figure is being driven up by online loan providers.

Cheap car loans could be the best way to fund new wheels

Cheap loans best for car finance

Britons are set to spend billions on new cars over the next six months, and cheap loans could be the best way of financing this.

Car showroom credit deals cost an extra £1,200 uSwitch calculates

Motorists waste £1,200 on car credit deals

Motorists are set to waste £1,200 on over-priced credit deals on cars with the new 2007 number plates this March, uSwitch warns.

There are fewer cheap loans available

Cheap loans getting harder to find

The number of cheap loans available in the UK is getting smaller, new figures reveal.

Expensive personal loans cost Brits £285m too much

Expensive personal loans cost Brits £285m

Britons are paying £285 million more than they need to by taking out expensive personal loans from high street banks.

Borrowing more can make loans cheaper

The more you borrow the less you pay

It can be cheaper to take out a large loan than a small one, figures from Find.co.uk show.

Despite rate hikes you can still find a cheap personal loan

Cheap personal loans still available

While some lenders are pulling their cheap personal loans from the market, savvy shoppers can still benefit from great rates if they know where to look, Moneyextra.com reports.

Switching to a cheap credit card could save over £305 a year

Product switches could save £5,200 in 2007

Switching to more competitive financial products could net consumers more than £5,000 over the next 12 months, new figures from a price comparison site show.

People are increasingly willing to look for loans using internet lending and borrowing communities

Online social lending communities cutting out banks

Social lending communities on the internet are beginning to emerge as an alternative to bank loans, a new report reveals.

Brits spent £1,509 on their homes last year, Moneyexpert.com reveals

Brits spend £1,509 a year fixing their home

In the last year UK residents spent an average £1,509 on tradespeople to work on their homes, research from Moneyexpert.com shows.

Men are taking out loans to fund plastic surgery

Men spend loans on plastic surgery

An increasing number of men are taking out loans to fund plastic surgery, Sainsbury's Bank reveals.

Switching to the best-value loans, credit cards, mortgages, and savings accounts can save £4,000 a year

Make £4,000 in an afternoon

Britons can make themselves almost £4,000 a year better off by switching to the best-value loans, credit cards, mortgages, and savings accounts.

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