Credit Cards
Sainsbury's ups the ante in supermarket credit card battleSainsbury's bank has launched a new all-round credit card that combines a low interest rate with free balance transfers and a rewards system based on cashback or Nectar points. |
AA Transfer Plus credit card gives rate of 6.9% for lifeThe AA Transfer Plus credit card gives a rate of 6.9 per cent for life on a balance or money transfer switched to it and charges a transfer fee of just two per cent. |
Virgin Money moves credit card business in-houseVirgin Money has acquired £1 billion worth of MBNA's credit card assets as it aims to inject fresh competition into the UK personal finance sector |
Lloyds TSB offer 50% refund on balance transfer feesLloyds TSB is offering new customers who opt for its Platinum credit card a 50 per cent refund on balance transfer fees if they open an account online by Feb 23rd and transfer in a balance by March 23rd. |
MBNA extend zero per cent balance transfer offer to 23 monthsCredit card provider MBNA is extending the period that no interest is charged on balance transfers to 23 months and the offer comes with a balance transfer fee of 2.85 per cent. |
Christmas paid for on credit by half of UK populationA new survey by consumer group Which? says that almost half of Brits have not paid for Christmas costs directly but have relied on credit to cover the costs. |
BBA reports UK consumers still looking to repay debtThe latest data from the British Bankers Association reveals that UK households are still reluctant to take on new borrowing and are paying down debt. |
Bank of England reports increase in mortgage approvalsThe latest Bank of England lending to individuals data shows an increase in the number of loans for house purchases and remortgages but that consumers repaid debt in October. |
The top ten credit cards if you have a bad credit historyOur latest feature shows you how to improve your credit history through using a bad credit credit card and we select the top ten cards for you to apply for. |
The top ten credit cards for Christmas spendingMake your spending work for you this Christmas - earn cashback, points and rewards for festive spending or choose the card that gives the longest interest-free period. |
Consumer credit rise points to UK households opening walletsThe biggest rise in unsecured credit card, loan and overdraft borrowing suggests UK households are finally prepared to spend after years of paying down debt. |
Amex raises 5% cashback offer for first three months to £2,500American Express has raised the cashback available to five per cent on the first £2,500 spent using its Platinum Cashback credit card in the first three months. |
BBA reports UK consumers continue to pay down debtThe latest borrowing and mortgage approvals figures from the British Bankers Association show that mortgage approvals rose in August compared to July but are 13% down on 12 months ago. |
One million people use payday loans each month to pay billsResearch from Santander suggests that one million people in the UK are regularly using payday loans that charge high interest rates to pay their household bills. |
The cheapest credit cards for 2012We showcase the ten cheapest credit cards with the lowest rates and the longest interest-free credit periods to help you pay less for your borrowing in 2012. |
Make your money travel further this summerThe pound is now at a three and a half year high against the euro - but holidaymakers can make their money stretch even further simply by planning ahead. |
Airlines to include card fees in headline priceTwelve airlines have agreed to include debit card surcharges in the headline price rather than surprise consumers at the end of the booking process. |
More shoppers paying with cash to keep track of their financesPaying with cash is more common than a year ago as cost-conscious consumers continue to watch the pennies, new research shows. |
Brits pay down credit cards at fastest rate for five yearsThe Bank of England reports that mortgage approvals rose slightly in April and that UK consumers repaid credit card bills at the fastest rate in five years. |
Bank card phone scam on the increaseA new type of fraud, where people are telephoned by fraudsters and duped into revealing their PIN and handing over their bank card to a courier, is on the rise. |
‘Consider the long term rate’ when it comes to credit cardsThe number of credit cards offering a standard long term APR has fallen by 35 per cent over the past five years, according to new research. |
Consumers paying over the odds for credit card ‘pitfalls’A worrying amount of UK consumers may be paying over the odds on credit card repayments simply due to poor credit card practice, MoneySupermarket is warning. |
BBA: Cautious consumers continue to pay back debtThe British Bankers Association reports that UK consumers made a net repayment on credit card and loan debts of £305 million, whilst mortgage approvals fell from January. |
Capital One offers £10 bonus for online credit card applicantsCapital One is offering successful online applicants a £10 bonus if they are accepted for a credit card before March 31st. |
Card fraud drops to lowest level since 2000Losses through fraud on credit and debit cards have fallen to their lowest level for 11 years, according to latest figures. |
