Credit Cards

Bank card phone scam on the increase

A new type of fraud, where people are telephoned by fraudsters and duped into revealing their PIN and handing over their bank card to a courier, is on the rise.

Are long term rates better than special offers?

‘Consider the long term rate’ when it comes to credit cards

The number of credit cards offering a standard long term APR has fallen by 35 per cent over the past five years, according to new research.

Brits rack up 'unnecessary' credit card charges

Consumers paying over the odds for credit card ‘pitfalls’

A worrying amount of UK consumers may be paying over the odds on credit card repayments simply due to poor credit card practice, MoneySupermarket is warning.

BBA: Cautious consumers continue to pay back debt

The British Bankers Association reports that UK consumers made a net repayment on credit card and loan debts of £305 million, whilst mortgage approvals fell from January.

Capital One is offering a £10 bonus for online credit card applicants until March 31st 2012

Capital One offers £10 bonus for online credit card applicants

Capital One is offering successful online applicants a £10 bonus if they are accepted for a credit card before March 31st.

Card fraud losses drop for third year running

Card fraud drops to lowest level since 2000

Losses through fraud on credit and debit cards have fallen to their lowest level for 11 years, according to latest figures.

The Bank of England reports a rise in mortgage lending in January

Bank of England reports mortgage lending reaches 25-month high

Lending figures for January published by the Bank of England reveals that mortgage lending rose dramatically in January influenced by the upcoming stamp duty holiday deadline.

Disciplined use of credit cards can boost your finances

Ten of the best credit cards for your finances in 2012

If Christmas blew a hole in your finances a 0% interest credit card could be worth switching to so you have time to repay your debt before interest is applied.

Consumer confidence rises as borrowing falls by record sum

There was a slight rise in consumer confidence this month, while personal debt levels fell by the largest figure ever seen, new statistics have shown.

Tesco Bank has launched a new range of New Year personal finance offers

Tesco launch New Year loans, credit card and insurance offers

Tesco Bank has released details of its 'winter warmers' promotions with a reduction in personal loan rates and free vouchers for new pet and car insurance customers.

Hidden debit and credit card charges to be banned in 2012

By the end of next year, companies will no longer be allowed to add excessive booking fees to credit and debit card transactions.

Starbucks to create 5,000 UK jobs over next five years

More Starbucks stores and drive-throughs are to open, something that could cut youth unemployment.

The Halifax has launched a new All In One Credit Card

Halifax launch new All In One Credit Card

The Halifax has launched a new credit card offering 15 months interest-free on new purchases and balance transfers.

Nationwide's new offer is designed to reward loyal customers

Nationwide launches new Visa reward scheme

Nationwide Building Society has launched a new reward scheme that provides Visa debit and credit card customers with savings on big brands.

Find out the benefits and drawbacks of each type of credit card

How to find the right credit card for your finances

We guide you through the range of credit cards available and reveal which types are the best for different types of credit card holders.

Too many airlines are still charging "excessive" card fees, according to Which?

Consumers 'paying £265,000 a day' in airline card fees

A consumer organisation has said airline passengers are still paying "excessive" card charges when booking online.

First Direct has launched a 20-month interest-free balance transfer deal

First Direct launches 20-month zero-interest balance transfers deal

First Direct has launched a brand new credit card deal which includes zero per cent interest on balance transfers for 20 months.

Halifax has launched a new balance transfer credit card that offers 0% interest for 22 months

Halifax launch 22 month 0% balance transfer credit card

Halifax have launched a new balance transfer credit card that offers 0% interest on balance transfers for 22 months.

Cheque Guarantee Card scheme ends June 30th

Cheque guarantee card scheme ends in June

The removal of the cheque guarantee card scheme could renew the emphasis on credit and debit cards and cash payments.

Capital One Click Card 'offers rewards for shoppers'

Consumers with a good credit history may wish to consider taking advantage of some of the rewards on offer from the Capital One Click Card and Transfer Card.

Consumers 'should seek a better credit card deal'

Credit card rates go up despite interest rates remaining low

Switching to a new credit card may be an option some people wish to consider as the cost of borrowing is on the increase, despite the record low base rate of 0.5 per cent.

Barclaycard releases details of a fuel incentive for new customers

Barclaycard offers petrol credit for new customers

Barclaycard has released details of a new promotion for new customers who apply for a Barclaycard before June 27th that offers ten per cent cash back on fuel purchases before August 31st.

Credit card spending increased in April, according to the Bank of England

Bank of England's lending report for April shows spike in credit card borrowing

The Bank of England has released its report on lending to individuals for April and it reveals that unsecured borrowing has increased sharply but lending for property fell.

Card protection insurance can be covered by other insurance policies you may have

The pros and cons of card protection insurance

Card protection insurance can apply to credit cards, debit cards or store cards but many experts believe section 75 of the Consumer Credit Act already provides enough cover.