Equity Release Mortgages
Why an equity release plan is a better way to raise finance than personal loansIf you're looking for an effective way of raising finance, you'll find there are a number of ways that you can do this. And while personal loans can be one possible option, when you think about the advantages that are on hand with an equity release plan it may be the latter product you are most inclined to want to take out. |
LV= cuts rate on its lifetime and flexible lifetime mortgagesLV= has announced that it will cut the rates on their lifetime and flexible lifetime mortgages for the second time this year as a result in a fall in the wholesale rates. |
Homeowners using equity release to deal with debt - CCCSThe Consumer Credit Counselling Service has said more people are drawing money from the value of their home to deal with debt. |
Homeowners inject £5.8bn of equity in Q1Britons paid off £5.8 billion of their housing equity in the first quarter of 2011, new figures have shown. |
Boosting your retirement fund: Alternatives to pensionsSaving for retirement is not something that appeals to Britons. Research from Defaqto shows 40% of us are not saving anything towards our retirement but there are alternatives to traditional pensions as Kate Saines explains. |
Man from Pru walks away from equity releasePrudential has confirmed that it will stop selling equity release products in the first quarter of 2010 after six years in the market. |
Financial advisers fail equity release advice testsTwo-thirds of financial advisers fail to give good advice on equity release, according to an undercover investigation. |
Equity release demand up 5%Demand for equity release rose five per cent in the second quarter of 2009, data from the industry revealed today. |
Homeowners pay off £8.1bn on mortgageHomeowners repaid a record £8.1 billion on their mortgages in the first quarter as the sharp fall in house prices has left many with reduced or negative equity. |
Sale and rent back regulation comes into forceToday sees the introduction of new regulation to protection consumers looking at sale-and-rent back schemes. |
Equity release from pensioner poverty?With savings and pension funds depleted by the recent economic turmoil, pensioners are looking for other ways to supplement their pension and many are using their house as a way of generating cash. |
Divorce over 60 can be costly for womenThe number of divorces of couples over 60 has increased by 49 per cent in the last 28 years. |
Pensioners still paying mortgageOne in three pensioners still have an outstanding mortgage, leaving UK retirees facing £140 billion of mortgage debt. |
Pensioners must seek alternative income sourcesLow interest rates are forcing pensioners to depending on savings to supplement their state pension to seek income elsewhere. |
Government pushes for regulation of sale-and-rent backThe Treasury is now pushing for the scandal-hit sale-and-rent back sector to have regulation. |
Equity release demand to rise to pay for care2009 will see a rise in demand for equity release as pensioners are hit with rising care costs. |
Parents use homes to help childrenHomeowners are increasingly using the equity in their homes to help out their family and friends in the downturn, research has found. |
Equity release help: Advice webchat with SagaEquity release was once seen as the financial choice of last resort. However, government regulation of the sector is making a more widespread choice to cover retirement costs. |
Sale and rent back: Vulnerable homeowners must be protectedVulnerable homeowners must be protected from 'sale and rent back' cowboys as soon as possible. |
Equity release: Really the last resort?Last week Which? warned homeowners heading to retirement to treat equity release as a "last resort", but providers of lifetime mortgages are now hitting back. |
Equity release 'must be last resort'Pensioners turning to property to fund retirement are being urged to use equity release as a last resort. |
Pensioners riding out property crashPensioners still hold a vast amount of equity in their property, despite a short-term decline in house prices, according to new research. |
Equity release rises 14%Equity release has grown in popularity as the general UK mortgage is squeezed. |
Equity release booming amid bust?New research from the UK's largest equity release organisation finds the market remains robust, despite concern over the health of the wider market. |
Housing equity withdrawal slump continuesThe property market correction is leading to a slump in the housing equity market is continuing according to the latest figures from the Bank of England. |
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