Mortgage Advice

UK house prices are predcited to fall by 3% in 2012, according to Hometrack

UK house prices to fall by 3% in 2012, says Hometrack

A report published by Hometrack suggests that UK house prices will fall by three per cent in 2012 as the tough economic climate discourages potential sales.

Santander mortgages 'will suit a variety of needs'

Homebuyers and those interested in remortgaging may find a package that suits their needs in the latest range of mortgage products launched by Santander.

Mortgage customers with direct debits less likely to miss payments?

Mortgage customers who do not make use of direct debits are most likely to miss payments, research has shown.

RICS survey shows house sellers return to market

Clement weather and attractive house prices have encouraged more sellers to test the market, but mortgage lending remains tight for the cash-poor suggesting a full recovery is not yet on the horizon.

Santander offers 'mortgage solutions'

Santander is aiming to provide a solution for movers and first-time buyers with small deposits.

Lower property prices could tempt first-time buyers

Property prices for first-time buyers are currently lower than in previous years for some UK locations.

Public sector staff see homes become cheaper

Housing more affordable for key public sector staff

Nurses, teachers, police officers, fire fighters and paramedics can now afford more UK housing than in previous years.

Put your questions to Myfinances.co.uk's mortgage expert

Would it be sensible to repay my mortgage straight away as I have the funds?

A reader from Scotland is asking for advice on whether he should repay the outstanding balance immediately or continue repaying over the fifteen year term.

Kensington mortgages may appeal to consumers with little credit history

Kensington has introduced a range of mortgages aimed at people who may not have a great deal of credit history.

New mortgage products extend range from Coventry Building Society

A new range of mortgage products has been launched by Coventry Building Society.

Santander launches new remortgage product

A new two-year fixed remortgage product has been launched by Santander.

New mortgage range from Leeds Building Society

A new range of mortgages has been launched by Leeds Building Society offering fixed rates for a period of two of three years.

Savings account may interest FTBs

First-time buyers (FTBs) may be interested in a new savings account that aims to help them get a foot on the property ladder.

Land Registry reports house prices fell 0.8 per cent month on month

The value of homes in England and Wales dropped by 0.8 per cent in March, new Land Registry figures show.

A parent wants to know how she can help her daughter keep her home after a marriage break-up

A reader wants to know if she can be the guarantor on her daughters mortgage so that her daughter can keep her home after her marriage break-up.

Ask the Myfinances.co.uk's mortgage expert

How can I help my partner settle a joint mortgage dispute with her ex?

A reader from Gillingham wants some advice on how his partner's ex can be removed from a mortgage and how a settlement can be agreed.

Is it better to save in a savings account or pay off more of the mortgage?

A reader from Barrow would like to know if it is better to save in a savings account or pay off more of the mortgage before they look to upsize their home later in the year.

Borrowers warned to prepare for base rate rise

Borrowers on variable rate mortgages have been warned to prepare for a base rate increase and consider fixing now.

Mortgage affordability 'best in 12 years'

Those looking to get onto the property ladder for the first time will find mortgage affordability at its most favourable level for 12 years.

The FSA has proposed tough new measures for mortgage lenders to protect borrowers in financial difficulties

FSA sets out new rules on mortgage arrears

The Financial Services Authority (FSA) has produced a package of new measures designed to stop mortgage lenders treating borrowers who fall into arrears as money making opportunities.

Moneysupermarket: New mortgage broker service

Moneysupermarket.com is offering extra help to people searching for a mortgage by providing expert telephone advice courtesy of broker, London & Country.

The FSA has banned a mortgage broker from Essex for giving unsuitable advice

Essex mortgage broker banned

A mortgage broker from Essex has been struck off for providing unsuitable advice to customers, the FSA announced today.

FSA 'sees lenders as drug dealers'

The Financial Services Authority (FSA) sees lenders as "drug-dealers at the school gates", according to the chairman of the Council of Mortgage Lenders (CML).