Spending Habits

What credit card should you have in your wallet?

11 great credit cards that cover all types of spending

We present the best credit cards for different types of use. From balance transfer and zero interest cards to cashback and low interest credit cards, find the right one for you.

UK couples find money a leading cause of arguments

UK couples find money a leading cause of arguments

Money is at the root of many arguments in Britain, particularly for the over-40s, new research has found.

Consumer confidence levels fell in June according to a recent survey

Consumer confidence falls in June

The latest GfK NOP consumer confidence data reveals that confidence fell in all areas surveyed as UK households worry over the economic outlook.

Many retailers are experiencing tough trading conditions

Carnage on UK High St as major retailers go bust

In what has been a bleak week for the UK High Street top names like Thorntons, Carpetright, TJ Hughes and Jane Norman all announce store closures, low profits or that they are going into administration.

The CBI has reported a sharp fall in retail sales

CBI reports fastest fall in retail sales for 11 months

The latest distributive trades survey from the CBI reports that UK high street sales fell sharply between May 27th and 15th June as consumers reined in their spending.

Comparing providers online has increased in recent years

How to get the most out of price comparison websites

Price comparison websites have revolutionized the way we find the best deals on mortgages, insurance, savings and energy deals but there are pitfalls you need to avoid as Kate Saines explains.

Consumers feel insecure carrying more than £208

Consumers "unwilling to carry more than £208"

New research from The Payments Council reveals that people get nervous carrying around cash of more than £208.

Retail sales rose in April in part due to the wonderful weather

Retail sales rise by 1.1% in April

Good weather and an extra bank holiday due to the Royal Wedding contributed to a 1.1 per cent rise in retail sales in April, but experts warn that it could be a one-off.

Extra bank holidays lead to rise in payday loans

Payday loans rise in popularity after bank holiday spending spree

Payday loans have risen in demand by more than half since early May as bank holidays and inflation have combined to boost Brits' outgoings.

Retail sales fell sharply in March 2011

Retail sales have worst decline ever, says BRC

The latest retail sales figures released by the British Retail Consortium (BRC) show the largest drop since records began in 1996 and show that consumers are being cautious over spending decisions.

The new year rise in VAT could deter many consumers from making major purchases, according to the research.

VAT rise 'will deter spending in 2011'

Seven out of ten shoppers are rethinking planned purchases because of new year rise in VAT.

Budgeting tips

Make 2011 the year you stick to your budget

Find out how to make an accurate and reliable budget that will enable you to stick to your financial goals in 2011.

Retail sales fell by 0.3 per cent in December

Shop sales fall in December

The British Retail Consortium (BRC) have released data revealing that retail sales fell in December because of the snow and fears over job security.

Frugal Brits will look to change providers, survey says

Frugal budgeting 'a 2011 trend'

Britons are aiming to keep their costs low this year, with many carrying a "recessionary mindset" into 2011.

make 2011 the year you square up to your finances

Square up to your finances

A new year brings with it the opportunity to look at your finances with a fresh pair of eyes and renewed determination to get financially squared up in 2011.

Transfer to a zero interest balance transfer card to save

The best balance transfer credit cards

If your Christmas spending spiralled out of control leading to credit card debts then now is a good time to consider transferring the balance to a balance transfer credit card.

The weather was an influence on lower Christmas sales for UK retailers

Christmas sales misery for UK retailers

The winter weather and difficult trading conditions caused lower sales than expected for a number of major UK retailers over Christmas.

Almost half of Britons will spend tonight at a friend's house, rather than hitting the town, the poll found.

Britons 'looking to cut New Year's Eve costs'

Almost half of Britons will spend new year at a friend's house instead of going out on the town.

Take control of your finances in 2011

Financial New Year resolutions

Unbiased.co.uk's financial IFA's give their top financial tips for 2011 to help consumers save money.

British shoppers are set to spend £555 million on Christmas Eve.

Britons 'set for £555m Christmas Eve spending spree'

At least £23 million is expected to be spent every hour in last-minute rush, says Sainsbury's Finance.

The growth in consumer spending suffered a slowdown during the third quarter, the ONS said.

Consumer spending increases at slower rate in Q3

Household expenditure increased by 0.3 per cent by volume between July and September.

Many people will give out cheques this Christmas

Brits 'plan to give cheques for Christmas'

Many consumers still use cheques for giving gifts as new research from the consumer watchdog, Which? this Christmas shows.

Cut the cost of Christmas

The latest Christmas discount shopping deals

Find out all the latest online voucher codes and shopping deals for Christmas and save money on your last minute Christmas shopping.

High street sales figures show shaky growth

Non-food sales 'are showing little growth'

Figures showing "tricky trading conditions" are underpinned by even shakier circumstances in non-food retail, it is noted.

Mobile phones will be put to the test on Panic Saturday

Panic Saturday 'to see mobile sales soar'

So-called Panic Saturday - the last Saturday before Christmas - is set to see sales soar in high street stores and online via mobile phones, according to research.

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